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HomeMy WebLinkAboutOrdinance 1782 ORDINANCE NO. 1782 AN ORDINANCE authorizing the issuance of "CITY OF NORTH RICHLAND HILLS, TEXAS, GENERAL OBLIGATION REFUNDING BONDS, SERIES 1992" and "CITY OF NORTH RICHLAND HILLS, TEXAS, GENERAL OBLIGATION IMPROVEMENT BONDS, SERIES 1992-A"; specifying the terms and features of said bonds; levying a continuing direct annual ad valorem tax for the payment of said bonds; and resolving other matters incident and related to the issuance, sale, payment and delivery of said bonds, including the approval and execution of a Bond Purchase Agreement and Special Escrow Agreement and the approval and distribution of an Official Statement pertaining thereto; and providing an effective date. WHEREAS, the City Council of the City of North Richland Hills, Texas (the "City") has heretofore issued, sold, and delivered, and there is currently outstanding obligations totalling in principal amount $17,800,000 of the following issue or series (hereinafter called the "Refunded Obligations"), to wit: (1) City of North Rich1and Hills, Texas, General Obligation Refunding and Improvement Bonds, Series 1985, dated November 1, 1985, maturing on February 15, 1996 through February 15, 1999, and aggregating in principal amount of $4,010,000 (2) City of North Rich1and Hills, Texas, General Obligation Bonds, Series 1986, dated August 1, 1986, maturing on February 15, 1997 through February 15, 2007, and aggregating in principal amount of $4,490,000 (3) City of North Rich1and Hills, Texas, General Obligation Bonds, Series 1987, dated July 1, 1987, maturing on February 15, 1998 through February 15, 2008, and aggregating in principal amount of $5,810,000 (4) City of North Rich1and Hills, Texas, General Obligation Bonds, Series 1989, dated March 1, 1989, maturing on February 15, 2000 through February 15, 2009, and aggregating in principal amount of $3,490,000 AND WHEREAS, pursuant to the provisions of Article 7l7k, V.A.T.C.S., as amended, the City Council is authorized to issue refunding bonds and deposit the proceeds of sale thereof directly with the place of payment for the Refunded Obligations, and such deposit, when made in accordance with said statute, shall constitute the making of firm banking and financial arrangements for the discharge and final payment of the Refunded Obligations; and WHEREAS, the City Council hereby finds and determines that the Refunded Obligations should be refunded at this time to take advantage of debt service savings of approximately $692,521.52, and the Refunded Obligations are scheduled to mature, or are subject to being redeemed, not more than twenty (20) years from the date of the refunding bonds herein authorized; and WHEREAS, in addition to the bonds to be issued to refund the Refunded Obligations, the City Council further finds and determines that $4,400,000 in principal amount of general obligation bonds approved and authorized to be issued at an election held on September 10, 1985 should be issued and sold at this time; a summary of the general obligation bonds authorized at said election, the principal amount authorized, amounts heretofore issued and being issued pursuant to this ordinance and amounts remaining to be issued subsequent hereto being as follows: Total Amounts Amounts Amount Heretofore Being Unissued Purpose Authorized Issued Issued Balance Street $14,475,000 $11 ,495 ,000 $1,400,000 $ 1,580,000 Drainage 16,870,000 7,585,000 3,000,000 6,285,000 AND WHEREAS, the City Council hereby reserves and retains the right to issue the balance of unissued bonds approved at said election in one or more installments when, in the judgment of the Council, funds are needed to accomplish the purposes for which such bonds were voted; and WHEREAS, to preserve the rights of the City under current federal income tax laws to advance refund the $4,400,000 in principa 1 amount of new money bonds herein authorized wi th .. tax exempt obligations" at a future date or dates, it is necessary for the City to issue and sell the refunding bonds and the new money bonds herein authorized as two separate and distinct series of obligations; now, therefore, -2- BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF NORTH RICHLAND HILLS, TEXAS: SECTION 1: Authorization-Designation-Principal Amount- Purpose - Date. In conformity with the Constitution and laws of the State of Texas, particularly Articles 717k and 1175, V.A.T.C.S., general obligation bonds of the City shall be and are hereby authorized to be issued and such general obligation bonds shall be issued as two series of obligations as follows: (i) "CITY OF NORTH RICHLAND HILLS, TEXAS, GENERAL OBLIGATION REFUNDING BONDS, SERIES 1992" (hereinafter referred to as the "Series 1992 Bonds") for the purpose of providing funds for the discharge and final payment of certain outstanding obligations of the City (identified in the preamble hereof and referred to as the "Refunded Obligations") and to pay costs of issuance, and (i i) "CITY OF NORTH RICHLAND HILLS, TEXAS, GENERAL OBLIGATION IMPROVEMENT BONDS, SERIES 1992-A" (hereinafter referred to as the "Series 1992-A Bonds") for permanent public improvements and public purposes, to wit: $1,400,000 for street improvements, including drainage incidental thereto and the acquisition of land and right-of-way therefor, and $3,000,000 for flood control/storm sewer improvements. The Series 1992 Bonds and the Series 1992-A Bonds are hereinafter collectively referred to as the "Bonds" . The Bonds sha 11 be dated February I, 1992 (the "Issue Date") and shall be issued as fully registered obligations, without coupons. SECTION 2: Fully Registered Interest Paying/Non-Interest Paying Obligations Terms. (a) Series 1992 Bonds. The Series 1992 Bonds shall be issued in the aggregate principal amount of $17,799,932.25 and in part as "Current Interest Bonds" (obligations paying accrued interest to the holders or owners on and at stated intervals prior to maturity or redemption) totalling $17,450,000 in principal amount and in part as "Capital Appreciation Bonds" (obligations paying no accrued interest to the holders or owners prior to maturi ty) totalling $349,932.25 in original principal amount and aggregating in Maturity Amount $5,440,000. (1) The Current Interest Bonds of the Series 1992 Bonds (other than the Initial Bond referenced in Section 8 hereof) shall be in denominations of $5,000 or any integral multiple (within a Stated Maturi ty) thereof, shall be lettered "R- " and the definitive obligations shall be numbered consecutively from One (1) upward and shall become due and payable on February 15 in each of the years and in principal amounts (the "Stated Maturi ties") and bear interest at the rates per annum in accordance with the following schedule: -3- Year of Stated Maturity Principal Amount Interest Rate(s) 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 $ 370,000 385,000 400,000 1,610,000 1,885,000 1,930,000 1,610,000 1,315,000 1,395,000 1,485,000 1,580,000 1,685,000 1,800,000 3.75% 4.30% 4.65% 4.80% 5.10% 5.35% 5.55% 5.70% 5.85% 6.00% 6.10% 6.20% 6.30% The Current Interest Bonds of the Series 1992 Bonds shall bear interest (calculated on the basis of a 360-day year of twelve 30-day months) on the unpaid principal amounts from the Issue Date at the per annum rate(s) shown in the schedule hereafter appearing, and such interest shall be payable on February 15 and August 15 in each year, commencing August 15, 1992. (2) The Capital Appreciation Bonds of the Series 1992 Bonds shall each be issued in Maturity Amounts (the "Accreted Va lue" [as hereinafter defined] at maturi ty) of $5,000, or any integral multiple thereof within a Stated Maturity (except for the Initial Bond referenced in Section 8 hereof), shall be lettered "CAB- " and the definitive obligations shall be numbered consecutively from One (1) upward, and shall be issued in original principal amounts, which shall ace rete in value at the interest rate(s) stated in the table below, and shall become due and payable on February 15 in each of the years (the "Stated Maturities") in the Maturity Amounts set forth in the following table: Stated Year of Original Principal Interest Maturity Stated Maturity Amount Rate Amount Yield* 2006 $ 143,567.70 19.28% $1,865,000 6.80,% 2007 119,434.60 19.28% 1,865,000 6.85% 2008 66,321.15 19.28% 1,245,000 6.85% 2009 20,608.80 19.28% 465,000 6.90% * based on initial premium paid Interest on such Capital Appreciation Bonds shall accrue from the date of delivery of the Bonds to the initial purchasers (March 10, 1992) and compound semiannually on February 15 and August 15 in each year, commencing August 15, 1992, until the Stated Maturity. The accrued interest on Capital Appreciation Bonds shall be payable at maturity as a portion of the Maturity Amount. -4- The term "Accreted Value", as herein used with respect to Capital Appreciation Bonds, shall mean the original principal amount of a Capital Appreciation Bond plus the initial premium, if any, paid therefor wi th interest thereon compounded semiannually to February 15 or August IS, as the case may be, next preceding the date of such calculation (or the date of calculation, if such calculation is made on February 15 or August 15), at the respective stated yield(s) in the schedule hereinabove appearing therefor and, with respect to each $5,000 Accreted Value at maturity, as set forth in the Accreted Value table appearing in the Official Statement referred to in Section 16 hereof. For any day other than a February 15 or August IS, the Accreted Value of a Capital Appreciation Bond shall be determined by a straight line interpolation between the values for the applicable semiannual compounding dates (based on 30-day months). (b) Series 1992-A Bonds. The Series 1992-A Bonds shall be issued only as Current Interest Bonds in the aggregate principal amount of $4,400,000 and (other than the Initial Bond referenced in Section 8 hereof) shall be in denominations of $5,000 or any integral multiple (within a Stated Maturity) thereof, shall be lettered "R- " and the definitive obligations shall be numbered consecutively from One (1) upward and shall become due and payable on February 15 in each of the years and in principal amounts (the "Stated Maturities") and bear interest at the rates per annum in accordance wi th the following schedule: Year of Stated Maturity Principal Amount Interest Rate(s) 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 $135,000 140,000 145,000 155,000 160,000 170,000 180,000 190,000 205,000 215,000 230,000 245,000 260,000 275,000 295,000 315,000 340,000 360,000 385,000 4.30% 4.65% 4.90% 5.20% 5.45% 5.65% 5.80% 5.95% 6.10% 6.20% 6.30% 6.40% 6.45% 6.50% 6.55% 6.60% 6.65% 6.70% 6.75% -5- The Current Interest Bonds of the Series 1992-A Bonds shall bear interest (calculated on the basis of a 360-day year of twelve 30-day months) on the unpaid principal amounts from the Issue Date at the per annum rate(s) shown in the schedule hereafter appearing, and such interest shall be payable on February 15 and August 15 in each year, commencing February 15, 1993. SECTION 3: Terms of Payment - Paying Agent/Registrar. The principal of, premium, if any, and the interest on the Bonds, due and payable by reason of maturi ty, redemption or otherwise, shall be payable only to the registered owners or holders of the Bonds (hereinafter called the "Holders") appearing on the registration and transfer books (the "Security Register") for the Bonds maintained by the Paying Agent/Registrar and the payment thereof shall be in any coin or currency of the United States of America, which at the time of payment is legal tender for the payment of public and private debts, and shall be without exchange or collection charges to the Holders. The selection and appointment of Team Bank, Fort Worth, Texas to serve as Paying Agent/Registrar for the Bonds is hereby approved and confirmed. The City covenants to maintain and provide a Paying Agent/Registrar at all times until the Bonds are paid and discharged, and any successor Paying Agent/Registrar shall be a bank, trust company, financial institution or other entity qualified and authorized to serve in such capacity and perform the duties and services of Paying Agent/Registrar. Upon any change in the Paying Agent/Registrar for the Series 1992 Bonds or Series 1992-A Bonds, the City agrees to promptly cause a written notice thereof to be sent to each Holder by United States Mail, first class postage prepaid, which notice shall also give the address of the new Paying Agent/Registrar. The Bonds shall be payable at their Stated Maturities or upon their earlier redemption only upon the presentation and surrender to the principal office of the Paying Agent/Registrar. Interest on a Capital Appreciation Bond shall be payable at its Stated Maturity as a portion of the Accreted Value or Maturi ty Amount. Interest on a Current Interest Bond shall be paid to the Holders whose names appear in the Security Register at the close of business on the Record Date (the last business day of the month next preceding each interest payment date) and shall be paid by the Paying Agent/Registrar (i) by check sent United States Mail, first class postage prepaid, to the address of the Holder recorded in the Security Register or -6- (ii) by such other method, acceptable to the Paying Agent/Registrar, requested by, and at the risk and expense of, the Holder. If the date for the payment of the Bonds shall be a Saturday, Sunday, a legal holiday, or a day when banking institutions in the City where the Paying Agent/Registrar is located are authorized by law or executive order to close, then the date for such payment shall be the next succeeding day which is not such a Saturday, Sunday, legal holiday, or day when banking institutions are authorized to close; and payment on such date shall have the same force and effect as if made on the original date payment was due. In the event of a non-payment of interest on one or more maturities on a scheduled payment date on the Current Interest Bonds, and for thirty (30) days thereafter, a new record date for such interest payment for such maturi ty or maturi ties (a "Special Record Date") will be established by the Paying Agent/Registrar, if and when funds for the payment of such interest have been received from the City. Notice of the Special Record Date and of the scheduled payment date of the past due interest (which shall be 15 days after the Special Record Date) shall be sent at least five (5) business days prior to the Special Record Date by United States Mail, first class postage prepaid, to the address of each Holder of the Current Interest Bonds appearing on the Securi ty Register at the close of business on the last business day next preceding the date of mailing of such notice. SECTION 4: Redemption. (a) Optional Redemption. (1) The Current Interest Bonds of both series having Stated Maturi ties on and after February 15, 2003, shall be subject to redemption prior to maturity, at the option of the City, in whole or in part in principal amounts of $5,000 or any integral multiple thereof (and if wi thin a Stated Maturi ty by lot by the Paying Agent/ Registrar), on February 15, 2002 or on any date thereafter at the redemption price of par, together with accrued interest to the redemption date. (2) The Capital Appreciation Bonds of the Series 1992 Bonds shall not be subject to redemption at the option of the City prior to their Stated Maturities. (b) Exercise of Redemption Option. At least forty-five (45) days prior to a date set for the redemption of Bonds (unless a shorter notification period shall be satisfactory to the Paying Agent/Registrar), the City shall notify the Paying Agent/Registrar of its decision to redeem Bonds, the series of Bonds to be redeemed, the principal amount of each Stated Maturity to be redeemed, and the date set for the redemption thereof. The decision of the Ci ty to exercise the right to redeem Bonds shall be entered in the minutes of the governing body of the City. -7- (c) Selection of Bonds for Redemption. If less than all Outstanding Current Interest Bonds of the same series and same Stated Maturity are to be redeemed on a redemption date, the Paying Agent/Registrar shall treat such Bonds as representing the number of Bonds Outstanding which is obtained by dividing the principal amount by $5,000 and shall select the Current Interest Bonds of like series to be redeemed within such Stated Maturity, by lot. (d) Notice of Redemption. Not less than thirty (30) days prior to a redemption date for the Bonds, a notice of redemption shall be sent by United States Mail, first class postage prepaid, in the name of the Ci ty and at the Ci ty' s expense, to each Holder of a Bond to be redeemed in whole or in part at the address of the Holder appearing on the Securi ty Register at the close of business on the last business day next preceding the date of mailing such notice, and any notice of redemption so mailed shall be conclusively presumed to have been duly given irrespective of whether received by the Holder. All not ices of redempt ion sha 11 (i) speci fy the date of redemption for the Bonds, (ii) identify by series and number the Bonds to be redeemed and, in the case of a portion of the principal amount to be redeemed, the principal amount thereof to be redeemed, (iii) state the redemption price, (iv) state that the Bonds, or the port ion of the principa 1 amount to be redeemed, sha 11 become due and payable on the redempt ion date specified, and the accrual of interest shall cease from and after the redemption date, and (v) specify that payment of the redemption price for the Bonds, or the principal amount to be redeemed, shall be made at the principal office of the Paying Agent/Registrar only upon presentation and surrender of the Bonds to be redeemed, in whole or in part, by the Holder. If a Bond is subject by its terms to prior redemption and has been called for redemption and notice of redemption has been duly given or waived as herein provided, such Bond (or the principal amount to be redeemed) shall become due and payable, and interest thereon shall cease to accrue from and after the redemption date therefor, provided moneys sufficient for the payment of such Bonds (or of the principal amount to be redeemed) at the then applicable redemption price are held for the purpose of such payment by the Paying Agent/Registrar. SECTION 5: Registration - Transfer - Exchange of Bonds Predecessor Bonds. A separate Security Register for the Series 1992 Bonds and for the Series 1992-A Bonds (each Security Register relating to the registration, payment, and transfer or exchange of the bonds of such series) shall at all times be kept and maintained on behalf of the City by the Paying Agent/Registrar, as provided herein and in accordance -8- with the provisions of an agreement with the Paying Agent/Registrar and such rules and regulations as the Paying Agent/Registrar and the Ci ty may prescribe. The Paying Agent/Registrar shall obtain, record, and maintain in the appropriate Security Register the name and address of each registered owner of the Bonds issued under and pursuant to the provisions of this Ordinance. Any Bond may, in accordance with its terms and the terms hereof, be transferred or exchanged for Bonds of the same series, of like kind (Current Interest Bonds or Capital Appreciation Bonds), of other authorized denominations upon the Security Register by the Holder, in person or by his duly authorized agent, upon surrender of such Bond to the Paying Agent/Registrar for cancellation, accompanied by a written instrument of transfer or request for exchange duly executed by the Holder or by his duly authorized agent, in form satisfactory to the Paying Agent/Registrar. Upon surrender for transfer of any Bond at the principal office of the Paying Agent/Registrar, the Paying Agent/Registrar shall register and deliver, in the name of the designated transferee or transferees, one or more new Bonds, executed on behalf of, and furnished by, the City of like series, of authorized denominations and of like Stated Maturity and of a like aggregate principal amount (with respect to Current Interest Bonds) or Maturity Amount (with respect to Capital Appreciation Bonds) as the Bond or Bonds surrendered for transfer. At the option of the Holder, Bonds may be exchanged for other Bonds of the same series, of authorized denominations and having the same Stated Maturity, bearing the same rate of interest and of like aggregate principal amount (with respect to Current Interest Bonds) or Maturity Amount (with respect to Capital Appreciation Bonds) as the Bonds surrendered for exchange, upon surrender of the Bonds to be exchanged at the principal office of the Paying Agent/ Registrar. Whenever any Bonds are surrendered for exchange, the Paying Agent/Registrar shall register and deliver new Bonds, executed on behalf of, and furnished by, the City, to the Holder requesting the exchange. All Bonds issued upon any such transfer or exchange shall be delivered at the principal office of the Paying Agent/Registrar, or sent by United States Mail, first class postage prepaid, to the Holder and, upon the delivery thereof, the same shall be valid obligations of the City, evidencing the same obligation to pay, and entitled to the same benefits under this Ordinance, as the Bonds surrendered in such transfer or exchange. -9- All transfers or exchanges of Bonds pursuant to this Section shall be made without expense or service charge to the Holder, except as otherwise herein provided, and except that the Paying Agent/Registrar shall require payment by the Holder requesting such transfer or exchange of any tax or other governmental charges requi red to be paid wi th respect to such transfer or exchange. Bonds cancelled by reason of an exchange or transfer pursuant to the provisions hereof are hereby defined to be "Predecessor Bonds," evidencing all or a portion, as the case may be, of the same obligation to pay evidenced by the Bond or Bonds registered and delivered in the exchange or transfer therefor. Additionally, the term "Predecessor Bonds" shall include any mutilated, lost, destroyed, or stolen Bond for which a replacement Bond has been issued, registered and delivered in lieu thereof pursuant to Section 11 hereof and such new replacement Bond shall be deemed to evidence the same obligation as the mutilated, lost, destroyed, or stolen Bond. Neither the City nor the Paying Agent/Registrar shall be required to transfer or exchange any Current Interest Bond called for redemption, in whole or in part, within 45 days of the date fixed for redemption of such Current Interest Bond; provided, however, such limitation on transferability shall not be applicable to an exchange by the Holder of the unredeemed balance of a Current Interest Bond called for redemption in part. SECTION 6: Book-Entry Only Transfers and Transactions. Notwithstanding the provisions contained in Sections 3, 4 and 5 hereof relating to the payment, and transfer/exchange of the Bonds, the City hereby approves and authorizes the use of "Book-Entry Only" securities clearance, settlement and transfer system provided by The Depository Trust Company (DTC), a limi ted purpose trust company organized under the laws of the State of New York, in accordance with the requirements and procedures identified in respective the Letters of Representation, by and between the City, the Paying Agent/Registrar' and DTC (the "Depository Agreement") executed in connection with each series of Bonds. Pursuant to the Depository Agreement and the rules of DTC, the Series 1992 Bonds and the Series 1992-A Bonds sha 11 be deposited with DTC who shall hold said Bonds for its participants (the "DTC Participants"). While the Series 1992 Bonsd and the Series 1992-A Bonds are held by DTC under each -10- applicable Depository Agreement, the Holder of the Bonds on the Security Register for all purposes, including payment and notices, shall be Cede & Co., as nominee of DTC, notwithstanding the ownership of each actual purchaser or owner of each Bond (the "Beneficial Owners") being recorded in the records of DTC and DTC Participants. In the event DTC determines to discontinue serving as securities depository for either series of Bonds, or both series, or otherwise ceases to provide book-entry clearance and settlement of securities transactions in general or the City determines that DTC is incapable of properly discharging its duties as securities depository for the Bonds, the City covenants and agrees wi th the Holders of the Bonds to cause Bonds for each series to be printed in definitive form and provide for appropriate Bond certificates to be issued and delivered to DTC Participants and Beneficial Owners, as the case may be. Thereafter, each series of Bonds in defini ti ve form shall be assigned, transferred and exchanged on the appropriate Security Register maintained by the Paying Agent/Registrar and payment of such Bonds shall be made in accordance with the provisions of Sections 3, 4 and 5 hereof. SECTION 7: Execution Registration. The Bonds of each series shall be executed on behalf of the City by the Mayor under its seal reproduced or impressed thereon and countersigned by the City Secretary. The signature of said officers on the Bonds may be manual or facsimile. Bonds bearing the manual or facsimile signatures of individuals who are or were the proper officers of the City on the Issue Date shall be deemed to be duly executed on beha If of the Ci ty, notwithstanding that such individuals or either of them shall cease to hold such offices at the time of delivery of the Bonds to the initial purchaser(s) and with respect to Bonds of each series delivered in subsequent exchanges and transfers, all as authorized and provided in the Bond Procedures Act of 1981, as amended. No Bond of either series shall be entitled to any right or benefit under this Ordinance, or be valid or obligatory for any purpose, unless there appears on such Bond either a certificate of registration substantially in the form provided in Section 9C, manually executed by the Comptroller of Public Accounts of the State of Texas or his duly authorized agent, or a certificate of registration substantially in the form provided in Section 9D, manually executed by an authorized officer, employee or representative of the Paying Agent/ -11- Registrar, and signed shall be that such Bond delivered. ei ther such conclusive has been certificate upon any Bond duly evidence, and the only evidence, duly certified, registered and SECTION 8: Initial Bonds. The Series 1992 Bonds herein authorized shall be initially issued as two (2) fully registered bonds, being (i) a single fully registered Current Interest Bond in the aggregate principal amount shown in Section 2(a) hereof with principal installments to become due and payable as provided in Section 2(a)(1) hereof and numbered TR-l and (ii) a single fully registered Capital Appreciation Bond in the aggregate Maturity Amount appearing in Section 2(a) hereof with installments of such Maturity Amount to become due and payable as provided in Section 2(a)(2) hereof and numbered TCAB-l. The Series 1992-A Bonds herein authorized shall be initially issued as one (1) fully registered bond in the aggregate principal amount shown in Section 2 (b) hereof wi th principal installments to become due and payable as provided in Section 2(b) hereof and numbered TR-l. The two (2) initial bonds for the Series 1992 Bonds and the one (1) initial bond for the Series 1992-A Bonds (hereinafter collectively called the "Initial Bonds") shall be registered in the name of the initial purchaser(s), or the designee thereof. The Initial Bonds shall be the Bonds of each series submitted to the Office of the Attorney General of the State of Texas for approval, certified and registered by the Office of the Comptroller of Public Accounts of the State of Texas and delivered to the initial purchaser(s). Any time after the delivery of the Initial Bonds, the Paying Agent/Registrar, pursuant to written instructions from the initial purchaser(s), or the designee thereof, shall cancel the Initial Bonds delivered hereunder and exchange therefo r def ini t i ve Bonds of 1 i ke ser ies, of authorized denominations, Stated Maturities, principal amounts (wi th respect to Current Interest Bonds) or Maturi ty Amounts (with respect to Capital Appreciation Bonds) and bearing applicable interest rates for transfer and delivery to the Holders named at the addresses identified therefor; all pursuant to and in accordance wi th such wri tten instructions from the initial purchaser(s), or the designee thereof, and such other information and documentation as the Paying Agent/Registrar may reasonably require. SECTION 9: Forms. A. Forms Generally. The Bonds, the Registration Certificate of the Comptroller of Public Accounts of the State of Texas, the Certificate of Registration, and the form of Assignment to be printed on each of the Bonds, shall be substantially in the forms set forth in this Section with such appropriate insertions, omissions, substi tutions, and other vari at ions as are permi tted or -12- required by this Ordinance and may have such letters, numbers, or other marks of identification (including identifying numbers and letters of the Committee on Uniform Securities Identification Procedures of the American Bankers Association) and such legends and endorsements (including insurance legends on insured Bonds and any reproduction of an opinion of counsel) thereon as may, consistently herewith, be established by the Ci ty or determined by the officers executing such Bonds as evidenced by their execution thereof. Any portion of the text of any Bonds may be set forth on the reverse thereof, with an appropriate reference thereto on the face of the Bond. The definitive Bonds and the Initial Bonds shall be printed, lithographed, or engraved, typewritten, photocopied or otherwise reproduced in any other similar manner, all as determined by the officers executing such Bonds as evidenced by their execution thereof. B. Form of Definitive Bond. [Current Interest Bond] REGISTERED $ REGISTERED NO. UNITED STATES OF AMERICA STATE OF TEXAS CITY OF NORTH RICHLAND HILLS, GENERAL OBLIGATION (1) SERIES 19---.in. TEXAS, BOND, Issue Date: Interest Rate: February It 1992 Stated Maturity: CUSIP NO: Registered Owner: Principal Amount: DOLLARS The Ci ty of North Richland Hi lIs (hereinafter referred to as the "City"), a body corporate and municipal corporation in the County of Tarrant, State of Texas, for value received, acknowledges itself indebted to and hereby promises to pay to (1) "Refunding" for the Series 1992 Bonds and "Improvement" for the Series 1992-A Bonds (2) "92" for the Series 1992 Bonds and "92-A" for the Series 1992-A Bonds -13- the order of the Registered Owner named above, or the registered assigns thereof, on the Stated Maturi ty date specified above the Principal Amount hereinabove stated (or so much thereof as shall not have been paid upon prior redemption) and to pay interest on the unpaid principal amount hereof from the Issue Date at the per annum rate of interest specified above computed on the basis of a 360-day year of twelve 3D-day months; such interest being payable on February 15 and August 15 in each year, commencing (1) Principal of this Bond is payable at its Stated Maturity or redemption to the registered owner hereof, upon presentation and surrender, at the principal office of the Paying Agent/Registrar executing the registration certificate appearing hereon, or its successor. Interest is payable to the registered owner of this Bond (or one or more Predecessor Bonds, as defined in the Ordinance hereinafter referenced) whose name appears on the "Security Register" maintained by the Paying Agent/Registrar at the close of business on the "Record Date", which is the last business day of the month next preceding each interest payment date, and interest shall be paid by the Paying Agent/Registrar by check sent United States Mail, first class postage prepaid, to the address of the registered owner recorded in the Security Register or by such other method, acceptable to the Paying Agent/Registrar, requested by, and at the risk and expense of, the registered owner. All payments of principal of, premium, if any, and interest on this Bond shall be without exchange or collection charges to the owner hereof and in any coin or currency of the United States of America which at the time of payment is legal tender for the payment of public and private debts. SERIES 1992 BONDS ONLY: This Bond is one of the series specified in its title issued in the aggregate principal amount of $17,799,932.25 (herein referred to as the "Bonds") for the purpose of providing funds for the discharge and final payment of certain outstanding obligations of the City and to pay costs of issuance, under and in strict conformity with the Constitution and laws of the State of Texas, including Article 717k, V.A.T.C.S., and pursuant to an Ordinance adopted by the City Council of the City (herein referred to as the "Ordinance"). The Bonds are issued in part as "Current Interest Bonds", which total in principal amount $17,450,000 and pay accrued interest at stated intervals to registered owners and in part as "Capital Appreciation Bonds", which total in original principal amount $349,932.25 and pay no accrued interest prior to their Stated Maturities. (1) "August 15, 1992" for the Series 1992 Bonds and "February 15, 1993" for the Series 1992-A Bonds -14- SERIES 1992-A BONDS ONLY: This Bond is one of the series specified in its title issued in the aggregate principal amount of $4,400,000 (herein referred to as the "Bonds") for permanent public improvements and public purposes, to wit: $1,400,000 for street improvements, including drainage incidental thereto and the acquisition of land and right-of-way therefor, and $3,000,000 for flood control/storm sewer improvements, under and in strict conformi ty wi th the Constitution and laws of the State of Texas and pursuant to an Ordinance adopted by the City Council of the City (herein referred to as the "Ordinance"). The [Current Interest]* Bonds maturing on and after February 15, 2003, may be redeemed prior to their Stated Maturities, at the option of the City, in whole or in part in principal amounts of $5,000 or any integral multiple thereof (and if within a Stated Maturity by lot by the Paying Agent/Registrar), on February 15, 2002, or on any date thereafter, at the redemption price of par, together with accrued interest to the date of redemption and upon 30 days prior wri tten notice being sent by Uni ted States Mai I, first class postage prepaid, to the registered owners of the Bonds to be redeemed, and subject to the terms and provisions relating thereto contained in the Ordinance. If this Bond (or any portion of the principal sum hereof) shall have been duly called for redemption and notice of such redemption duly given, then upon such redemption date this Bond (or the portion of the principal sum hereof to be redeemed) shall become due and payable, and interest thereon shall cease to accrue from and after the redemption date therefor, provided moneys for the payment of the redemption price and the interest on the principal amount to be redeemed to the date of redemption are held for the purpose of such payment by the Paying Agent/Registrar. In the event of a partial redemption of the principal amount of this Bond, payment of the redemption price of such principal amount shall be made to the registered owner only upon presentation and surrender of this Bond to the Paying Agent/Registrar at its principal office, and there shall be issued to the registered owner hereof, without charge, a new Bond or Bonds of like maturity and interest rate in any authorized denominations provided by the Ordinance for the then unredeemed balance of the principal sum hereof. If this Bond is selected for redemption, in whole or in part, the City and the Paying Agent/Registrar shall not be required to transfer this Bond to an assignee of the registered owner within 45 days of the redemption date therefor; provided, however, such limitation on transferability shall not be applicable to an exchange by the registered owner of the unredeemed balance hereof in the event of its redemption in part. *insert language in bracketts only in Series 1992 Bonds. -15- The Bonds are payable from the proceeds of an ad valorem tax levied, within the limitations prescribed by law, upon all taxable property in the City. Reference is hereby made to the Ordinance, a copy of which is on file in the principal office of the Paying Agent/Registrar, and to all of the provisions of which the owner or holder of this Bond by the acceptance hereof hereby assents, for defini tions of terms; the description of and the nature and extent of the tax levied for the payment of the Bonds; the terms and conditions relating to the transfer or exchange of this Bond; the conditions upon which the Ordinance may be amended or supplemented with or wi thout the consent of the Holders; the rights, duties, and obI ig a t ions of the Ci ty and the Paying Agent/Registrar; the terms and provisions upon which this Bond may be discharged at or prior to its maturity or redemption, and deemed to be no longer Outstanding thereunder; and for other terms and provisions contained therein. Capitalized terms used herein have the meanings assigned in the Ordinance. This Bond, subject to certain limitations contained in the Ordinance, may be transferred on the Security Register only upon its presentation and surrender at the principal office of the Paying Agent/Registrar, with the Assignment hereon duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Paying Agent/Registrar duly executed by, the registered owner hereof, or his duly authorized agent. When a transfer on the Security Register occurs, one or more new fully registered Bonds of the same Stated Maturi ty, of authorized denominations, bearing the same rate of interest, and of the same aggregate principal amount will be issued by the Paying Agent/Registrar to the designated transferee or transferees. The City and the Paying Agent/Registrar, and any agent of either, shall treat the registered owner whose name appears on the Security Register (i) on the Record Date as the owner entitled to payment of interest hereon, (ii) on the date of surrender of this Bond as the owner entitled to payment of principal hereof at its Stated Maturity or its redemption, in whole or in part, and (iii) on any other date as the owner for all other purposes, and neither the City nor the Paying Agent/ Registrar, or any agent of either, shall be affected by notice to the contrary. In the event of nonpayment of interest on a scheduled payment date and for thi rty (30) days thereafter, a new record date for such interest payment (a "Special Record Date") wi 11 be established by the Paying Agent/Registrar, if and when funds for the payment of such interest have been received from the City. Notice of the Special Record Date and of the scheduled payment date of the past due interest (which shall be 15 days after the Special Record Date) shall be sent -16- at least five (5) business days prior to the Special Record Date by United States Mail, first class postage prepaid, to the address of each Holder appearing on the Security Register at the close of business on the last business day next preceding the date of mailing of such notice. It is hereby certified, recited, represented and declared that the City is a body corporate and political subdivision duly organized and legally existing under and by virtue of the Constitution and laws of the State of Texas; that the issuance of the Bonds is duly authorized by law; that all acts, conditions and things required to exist and be done precedent to and in the issuance of the Bonds to render the same lawful and valid obligations of the City have been properly done, have happened and have been performed in regular and due time, form and manner as required by the Constitution and laws of the State of Texas, and the Ordinance; that the Bonds do not exceed any Constitutional or statutory limitation; and that due provision has been made for the payment of the principal of and interest on the Bonds by the levy of a tax as aforestated. In case any provision in this Bond shall be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impai red thereby. The terms and provis ions of this Bond and the Ordinance shall be construed in accordance with and shall be governed by the laws of the State of Texas. IN WITNESS WHEREOF, the Ci ty Counci I of the Ci ty has caused this Bond to be duly executed under the official seal of the City as of the Issue Date. CITY OF NORTH RICHLAND HILLS, TEXAS COUNTERSIGNED: Mayor City Secretary (SEAL) -17- [Capital Appreciation Bond] REGISTERED NO. CAB- REGISTERED MATURITY AMOUNT $ UNITED STATES OF AMERICA STATE OF TEXAS CITY OF NORTH RICHLAND HILLS, TEXAS, GENERAL OBLIGATION REFUNDING BOND, SERIES 1992 Issue Date: February 1, 1992 Stated Yield: '1. Stated Maturity: CUSIP NO: Registered Owner: Maturity Amount: DOLLARS The City of North Richland Hills (hereinafter referred to as the "City"), a body corporate and municipal corporation in the Counties of Tarrant, State of Texas, for value received, acknowledges itself indebted to and hereby promises to pay to the order of the Registered Owner named above, or the registered assigns thereof, on the Stated Maturity date specified above, without right of prior redemption or prepayment, the Maturity Amount stated above. The Maturity Amount of this Bond represents the accretion of the original principal amount of this Bond, together with any premium paid by the initial purchasers, from the date of delivery to the initial purchasers (March 10, 1992) to the Stated Maturity and such accretion in value occuring at the above Stated Yield and compoundi ng on Augus t 15, 1992, and semi annua lly thereaf ter on February 15 and August 15. A table of the "Accreted Values" per $5,000 "Accreted Value" at maturity is printed on the reverse side of this Bond. The term "Accreted Value", as used herein, means the original principal amount of this Bond, together with any premium paid by the initial purchasers, plus the interest thereon compounded semiannually to February 15 and August IS, as the case may be, next preceding the date of such calculation (or the date of calculation, if such calculation is made on February 15 or August 15) at the Stated Yield for the Stated Maturity shown above and in the Table of Accreted Values printed hereon. For any date other than February 15 or August IS, the Accreted Value of this Bond shall be determined by a straight line interpolation between the values for the applicable semiannual compounding dates (based on 30-day months). -18- This Bond is payable to the registered owner hereof, upon presentation and surrender, at the principal office of the Paying Agent/Registrar executing the registration certificate appearing hereon, or its successor. Payment of this Bond shall be wi thout exchange or collection charges to the owner hereof and in any coin or currency of the Uni ted States of America which at the time of payment is legal tender for the payment of public and private debts. This Bond is one of the series specified in its title issued in the aggregate principal amount of $17,799,932.25 (herein referred to as the "Bonds") for the purpose of providing funds for the discharge and final payment of certain outstanding obligations of the City and to pay costs of issuance, under and in strict conformity with the Constitution and laws of the State of Texas, including Article 717k, V.A.T.C.S., and pursuant to an Ordinance adopted by the City Council of the City (herein referred to as the "Ordinance"). The Bonds are issued in part as "Current Interest Bonds", which total in principal amount $17,450,000 and pay accrued interest at stated intervals to registered owners and in part as "Capital Appreciation Bonds", which total in original principal amount $349,932.25 and pay no accrued interest prior to their Stated Maturities. The Bonds are payable from the proceeds of an ad valorem tax levied, within the limitations prescribed by law, upon all taxable property in the City. Reference is hereby made to the Ordinance, a copy of which is on file in the principal office of the Paying Agent/Registrar, and to all of the provisions of which the owner or holder of this Bond by the acceptance hereof hereby as sents, fo r def ini t ions of te rms; the desc r ipt ion of and the nature and extent of the tax levied for the payment of the Bonds; the terms and conditions relating to the transfer or exchange of this Bond; the conditions upon which the Ordinance may be amended or supplemented wi th or wi thout the consent of the Holders; the rights, duties, and obligations of the City and the Paying Agent/Registrar; the terms and provisions upon which this Bond may be discharged at or prior to its maturity, and deemed to be no longer Outstanding thereunder; and for other terms and provisions contained therein. Capitalized terms used herein have the meanings assigned in the Ordinance. This Bond, subject to certain limitations contained in the Ordinance, may be transferred on the Security Register only upon its presentation and surrender at the principal office of the Paying Agent/Registrar, with the Assignment hereon duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Paying Agent/Registrar duly executed by, the registered owner hereof, or his duly -19- authorized agent. When a transfer on the Security Register occurs, one or more new fully registered Bonds of the same Stated Maturity, of authorized denominations, accruing interest at the same rate, and of the same aggregate Maturity Amount will be issued by the Paying Agent/Registrar to the designated transferee or transferees. The City and the Paying Agent/Registrar, and any agent of either, shall treat the registered owner whose name appears on the Security Register (i) on the date of surrender of this Bond as the owner entitled to payment of the Maturity Amount at its Stated Maturi ty, and (i i) on any other date as the owner for all other purposes, and neither the City nor the Paying Agent/ Registrar, or any agent of either, shall be affected by notice to the contrary. It is hereby certified, recited, represented and declared that the City is a body corporate and political subdivision duly organized and legally existing under and by virtue of the Constitution and laws of the State of Texas; that the issuance of the Bonds is duly authorized by law; that all acts, condi tions and things required to exist and be done precedent to and in the issuance of the Bonds to render the same lawful and valid obligations of the City have been properly done, have happened and have been performed in regular and due time, form and manner as required by the Constitution and laws of the State of Texas, and the Ordinance; that the Bonds do not exceed any Constitutional or statutory limitation; and that due provision has been made for the payment of the principal of and interest on the Bonds by the levy of a tax as aforestated. In case any provision in this Bond shall be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired thereby. The terms and provisions of this Bond and the Ordinance sha 11 be const rued in accordance wi th and sha 11 be governed by the laws of the State of Texas. IN WITNESS WHEREOF, the City Council of the City has caused this Bond to be duly executed under the official seal of the City as of the Issue Date. CITY OF NORTH RICHLAND HILLS, TEXAS COUNTERSIGNED: Mayor City Secretary (SEAL) -20- C. *Form of Registration Certificate of Comptroller of Public Accounts to appear on Initial Bonds only. REGISTRATION CERTIFICATE OF COMPTROLLER OF PUBLIC ACCOUNTS THE STATE OF TEXAS ( ( ( ( REGISTER NO. OFFICE OF THE COMPTROLLER OF PUBLIC ACCOUNTS I HEREBY CERTIFY that this Bond has been examined, certified as to validi ty and approved by the Attorney General of the State of Texas, and duly registered by the Comptroller of Public Accounts of the State of Texas. WITNESS my signature and seal of office this Comptroller of Public Accounts of the State of Texas (SEAL) *NOTE TO PRINTER: Do Not Print on Definitive Bonds D. Form of Certificate of Paying Agent/Registrar to appear on Definitive Bonds only. REGISTRATION CERTIFICATE OF PAYING AGENT/REGISTRAR This Bond has been duly issued and registered under the provisions of the within-mentioned Ordinance; the bond or bonds of the above entitled and designated series originally delivered having been approved by the Attorney General of the State of Texas and registered by the Comptroller of Public Accounts, as shown by the records of the Paying Agent/Registrar. TEAM BANK, Fort Worth, Texas, as Paying Agent/Registrar Registration Date: By Authorized Signature -21- E. Form of Assignment. ASSIGNMENT FOR VALUE RECEIVED assigns, and transfers unto and zip code of transferee:) the undersigned hereby sells, {Print or typewrite name, address, .... .... ........ ......... ......... ........... ................ ..... ....... ............ ....... ...... ........ ........ ...... ........... .... ................. ... ....... (Social Security or other identifying number: ................. .................) the within Bond and all rights thereunder, and hereby irrevocably constitutes and appoints ............... ......... ................... ...... ....................... ... .... attorney to registration premises. transfer thereof, the wi thin Bond on the books kept for with full power of substitution in the DATED: ..................... . ...... ......................... ......... ...... ....... .... ... NOTICE: The signature on this assignment must correspond with the name of the registered owner as it appears on the face of the within Bond in every particular. Signature guaranteed: F. The Ini tial Bonds for the Current Interest Bonds and the Capital Appreciation Bonds shall be in the respective forms set forth therefor in paragraph B of this Section, except as follows: (l) [Form of Current Interest Initial Bond] Heading and paragraph one shall be amended to read as follows: NO. TR-l $ UNITED STATES OF AMERICA STATE OF TEXAS CITY OF NORTH RICHLAND HILLS, GENERAL OBLIGATION (1) SERIES 19 (2) TEXAS, BOND, Issue Date: February 1, 1992 CUSIP NO: Registered Owner: Principal Amount: DOLLARS (1) "Refunding" for the Series 1992 Bonds and "Improvement" for the Series 1992-A Bonds (2) "92" for the Series 1992 Bonds and "92-A" for the Series 1992-A Bonds -22- The City of North Richland Hills, Texas (hereinafter referred to as the "City"), a body corporate and municipal corporation in the County of Tarrant, State of Texas, for value received, acknowledges itself indebted to and hereby promises to pay to the order of the Registered Owner named above, or the registered assigns thereof, the Principal Amount hereinabove stated on February 15 in the years and in principal installments in accordance with the following schedule: YEAR OF MATURITY PRINCIPAL INSTALLMENTS INTEREST RATE (Information to be inserted from schedule in Section 2 hereof) (or so much thereof as shall not have been paid upon prior redemption) and to pay interest on the unpaid principal amount hereof from the Issue Date at the per annum rate of interest specified above computed on the basis of a 360-day year of twelve 30-day months; such interest being payable on February 15 and August 15 in each year, commencing (1) Principal installments of this Bond are payable at the year of maturity or on a prepayment date to the registered owner hereof, upon presentation and surrender, at the principal office of Team Bank, Fort Worth, Texas (the "Paying Agent/Registrar"). Interest is payable to the registered owner of this Bond (or one or more Predecessor Bonds, as defined in the Ordinance hereinafter referenced) whose name appears on the "Security Register" maintained by the Paying Agent/Registrar at the close of business on the "Record Date", which is the last business day of the month next preceding each interest payment date, and interest sha 11 be paid by the Paying Agent/Registrar by check sent United States Mail, first class postage prepaid, to the address of the registered owner recorded in the Security Register or by such other method, acceptable to the Paying Agent/Registrar, requested by, and at the risk and expense of, the registered owner. All payments of principal of, premium, if any, and interest on this Bond shall be without exchange or collection charges to the owner hereof and in any coin or currency of the United States of America which at the time of payment is legal tender for the payment of public and private debts. (1) "August 1St 1992" for the Series 1992 Bonds and "February 1St 1993" for the Series 1992-A Bonds -23- (2) [Form of Capital Appreciation Initial Bond] Heading and first two paragraphs shall be amended to read as follows: REGISTERED NO. TCAB-l MATURITY AMOUNT $ UNITED STATES OF AMERICA STATE OF TEXAS CITY OF NORTH RICHLAND HILLS, TEXAS, GENERAL OBLIGATION REFUNDING BOND, SERIES 1992 Issue Date: February 1, 1992 CUSIP NO: Registered Owner: Maturity Amount: DOLLARS The City of North Richland Hills, Texas (hereinafter referred to as the "Ci ty"), a body corporate and municipal corporation in the County of Tarrant, State of Texas, for value recei ved, acknowledges itself indebted to and hereby promises to pay to the order of the Registered Owner named above, or the registered assigns thereof, the aggregate Maturity Amount stated above on February 15 in each of the years and in installments in accordance with the following schedule: Year of Maturity Maturity Amount Stated Yield(s) (Information to be inserted from schedule in Section 2 hereof). (without right of prior redemption or prepayment). The respective installments of the Maturity Amount hereof represents the accretion of the original principal amounts of each year of maturi ty, together wi th any premium paid by the initial purchasers, from the date of delivery to the initial purchasers (March 10, 1992) to the respective years of maturity and such accretion in values occuring at the respective Stated Yields and compounding on August 15, 1992, and semiannually thereafter on each February 15 and August 15. A table of the "Accreted Values" per $5,000 "Accreted Value" at maturity is attached to this Bond. The term "Accreted Value", as used herein, means the original principal amount of this Bond, together with any premium paid by the initial purchasers, plus the interest thereon compounded semiannually to February 15 and -24- August 15, as the case may be, next preceding the date of such calculation (or the date of calculation, if such calculation is made on February 15 or August 15) at the respective Stated Yields shown above and in the Table of Accreted Values attached hereto. For any date other than February 15 or August 15, the Accreted Value of this Bond shall be determined by a straight line interpolation between the values for the applicable semiannual compounding dates (based on 3D-day months). The installments of Maturity Amounts of this Bond are payable at maturi ty to the registered owner hereof, wi thout exchange or collection charges, upon its presentation and surrender, at the principal office of Team Bank, Fort Worth, Texas (the "Paying Agent/ Registrar"), and shall be payable in any coin or currency of the United States of America which at the time of payment is legal tender for the payment of public and private debts. SECTION 10: Levy of Taxes. To provide for the payment of the "Debt Service Requirements" of the Bonds, being (i) the interest on the Bonds and (ii) a sinking fund for their redemption at maturity or a sinking fund of 2% (whichever amount is the greater), there is hereby levied, and there shall be annually assessed and collected in due time, form, and manner, a tax on a 11 taxable property in the City, wi thin the limitations prescribed by law, and such tax hereby levied on each one hundred dollars' valuation of taxable property in the City for the Debt Service Requirements of the Bonds shall be at a rate from year to year as will be ample and sufficient to provide funds each year to pay the principal of and interest on said Bonds while Outstanding; full allowance being made for delinquencies and costs of collection. The taxes levied, assessed and collected for and on account of the Series 1992 Bonds and the Series 1992-A Bonds shall be accounted for separate and apart from all other funds of the City and the taxes assessed and collected for the Debt Service Requirements on the Series 1992 Bonds shall be deposited to the credit of a "Special 1992 Refunding Bond Account" and the taxes assessed and collected for the Debt Service Requirements on the Series 1992-A Bonds shall deposited to the credit of a "Special 1992-A Bond Account" (collectively hereinafter referred to as the "Interest and Sinking Funds"), which Funds shall be maintained on the records of the City and deposited in a special fund maintained at an officia 1 deposi tory of the City's funds; and the tax hereby levied, and to be assessed and collected annually, for the Series 1992 Bonds and the Series 1992-A Bonds is hereby pledged to the payment of the respective series of Bonds. -25- Proper officers of the City are hereby authorized and directed to cause to be transferred to the Paying Agent/ Registrar for the Bonds, from funds on deposit in the Interest and Sinking Funds, amounts sufficient to fully pay and di scharge prompt ly each insta llment of interest and pr incipa 1 of the Series 1992 Bonds and the Series 1992-A Bonds as the same accrues or matures or comes due by reason of redemption prior to maturity; such transfers of funds to be made in such manner as will cause collected funds to be deposited with the Paying Agent/Registrar on or before each principal and interest payment date for the Bonds. Provided, however, in regard to the payment to become due on the Series 1992 Bonds on August 15, 1992, sufficient current funds will be available and are hereby appropriated to pay such payment; and proper officials of the City are hereby authorized and directed to transfer and deposit in the "Special 1992 Refunding Bond Account" such current funds which, together with the accrued interest received from the purchaser, will be sufficient to pay the amount of the payment due on the Series 1992 Bonds on August 15, 1992. SECTION 11: Mutilated Destroyed Lost and Stolen Bonds. In case any Bond shall be mutilated, or destroyed, lost or stolen, the Paying Agent/Registrar may execute and deliver a replacement Bond of like series, form and tenor, and in the same denomination and bearing a number not contemporaneously outstanding, in exchange and substitution for such mutilated Bond, or in lieu of and in substitution for such destroyed, lost or stolen Bond, only upon the approval of the Ci ty and after (i) the filing by the Holder thereof with the Paying Agent/Registrar of evidence satisfactory to the Paying Agent/Registrar of the destruction, loss or theft of such Bond, and of. the authenticity of the ownership thereof and (ii) the furnishing to the Paying Agent/Registrar of indemnification in an amount satisfactory to hold the City and the Paying Agent/Registrar harmless. All expenses and charges associated with such indemnity and with the preparation, execution and delivery of a replacement Bond shall be borne by the Holder of the Bond mutilated, or destroyed, lost or stolen. Every replacement Bond issued pursuant to this Section shall be a valid and binding obligation, and shall be entitled to all the benefits of this Ordinance equally and ratably with all other Outstanding Bonds; notwithstanding the enforceability of payment by anyone of the destroyed, lost, or stolen Bonds. The provisions of this Section are exclusive and shall preclude (to the extent lawful) all other rights and remedies with respect to the replacement and payment of mutilated, destroyed, lost or stolen Bonds. -26- SECTION 12: Satisfaction of Obligation of City. If the City shall payor cause to be paid, or there shall otherwise be paid to the Ho lders, the pr incipa I of, premium, if any, and interest on the Bonds, at the times and in the manner stipulated in this Ordinance, then the pledge of taxes levied under this Ordinance and all covenants, agreements, and other obligations of the City to the Holders shall thereupon cease, terminate, and be discharged and satisfied. Bonds or any principal amount(s) (with respect to Current Interest Bonds) and Maturi ty Amounts (wi th respect to Capi ta I Appreciation Bonds) shall be deemed to have been paid wi thin the meaning and with the effect expressed above in this Section when (i) money sufficient to pay in full such Bonds at maturity or to the redemption date therefor, together with all interest due thereon, shall have been irrevocably deposited with and held in trust by the Paying Agent/Registrar, or an authorized escrow agent, or (ii) Government Securities shall have been irrevocably deposited in trust with the Paying Agent/Registrar, or an authorized escrow agent, which Government Securities have been certified by an independent accounting firm to mature as to principal and interest in such amounts and at such times as will insure the availability, without reinvestment, of sufficient money, together with any moneys deposited therewith, if any, to pay when due the Bonds on the Stated Maturi ties thereof or (if notice of redemption has been duly given or waived or if irrevocable arrangements therefor acceptable to the Paying Agent/ Registrar have been made) the redemption date thereof. The City covenants that no deposit of moneys or Government Securities will be made under this Section and no use made of any such deposit which would cause the Bonds to be treated as "arbitrage bonds" within the meaning of Section 148 of the Internal Revenue Code of 1986, as amended, or regulations adopted pursuant thereto. Any moneys so deposited with the Paying Agent/ Registrar, or an authorized escrow agent, and all income from Government Securities held in trust by the Paying Agent/Registrar, or an authorized escrow agent, pursuant to this Section in excess of the amount required for the payment of the Bonds shall be remitted to the City or deposited as directed by the City. Furthermore, any money held by the Paying Agent/Registrar for the payment of the Bonds and remaining unclaimed for a period of four (4) years after the Stated Maturity, or applicable redemption date, of the Bonds such moneys were deposi ted and are held in trust to pay shall upon the request of the City be remitted to the City against a written receipt therefor. Notwithstanding the above and foregoing, any remittance of funds from the Paying Agent/Registrar to the City shall be subject to any applicable unclaimed property laws of the State of Texas. -27- The term "Government Securities", as used herein, means direct obligations of the Uni ted States of America, which are non-callable prior to the respective Stated Maturities of the Bonds and may be United States Treasury Obligations such as the State and Local Government Series and may be in book-entry form. SECTION 13: Ordinance a Contract Amendments Outstanding Bonds. This Ordinance shall consti tute a contract with the Holders from time to time, be binding on the City, and shall not be amended or repealed by the Ci ty whi Ie any Bond remains Outstanding except as permi tted in this Section. The City may, without the consent of or notice to any Holders, from time to time and at any time, amend this Ordinance in any manner not detrimental to the interests of the Holders, including the curing of any ambiguity, inconsistency, or formal defect or omission herein. In addition, the City may, with the consent of Holders who own in aggregate 51% of the principal amount (wi th respect to Current Interest Bonds) and Maturi ty Amount (with respect to Capital Appreciation Bonds) of the Bonds then Outstanding, amend, add to, or rescind any of the provisions of this Ordinance; provided that, without the consent of all Holders of Outstanding Bonds, no such amendment, addition, or rescission shall (1) extend the time or times of payment of the principal of, premium, if any, and interest on the Bonds, reduce the principal amount or Maturi ty Amount, as the case may be, thereof, the redemption price therefor, or the rate of interest thereon, or in any other way modify the terms of payment of the principal of, premium, if any, or interest on the Bonds, (2) give any preference to any Bond over any other Bond, or (3) reduce the aggregate principal amount or Maturity Amount, as the case may be, of Bonds required to be held by Holders for consent to any such amendment, addition, or rescission. The term "Outstanding" when used in this Ordinance wi th respect to Bonds means, as 0 f the date of dete rmi nat ion, a 11 Bonds theretofore issued and delivered under this Ordinance, except: (1) those Bonds cancelled by the Paying Agent/Registrar or delivered to the Paying Agent/ Registrar for cancellation; (2) those Bonds deemed to be duly paid by the City in accordance with the provisions of Section 12 hereof; and (3) those mutilated, destroyed, lost, or stolen Bonds which have been replaced with Bonds registered and delivered in lieu thereof as provided in Section 11 hereof. -28- SECTION 14: Covenants to Maintain Tax-Exempt Status. (a) Definitions. When used in this Section, the following terms shall have the following meanings: "Code" means the Internal Revenue Code of 1986, as amended by all legislation, if any, enacted on or before the Issue Date. "Computation Date" has the meaning stated in Treas. Reg. § l.l48-8T{b)(I). "Gross Proceeds" has the meaning stated in Treas. Reg. § 1.148-8T{d). "Investment" has the meaning stated in Treas. Reg. § 1.148-8T{e). "Nonpurpose Investment" means any Investment in which Gross Proceeds of the Bonds are invested and which is not acquired to carry out the governmental purpose of the Bonds. Obligations acquired with proceeds of the Bonds that are to be used to discharge the Refunded Obligations are Nonpurpose Investments. "Rebatable Arbi trage" has the meaning stated in Treas. Reg. § 1.148-2T. "Yield of" (I) any Investment shall be computed in accordance with Treas. Reg. §1.148-2T, and (2) the Bonds has the mean1ng stated in Treas. Reg. § 1.148-3T. (b) Not to Cause Interest to Become Taxable. The Ci ty shall not use, permit the use of, or omit to use Gross Proceeds or any other amounts (or any property the acquisition, construction, or improvement of which is to be financed directly or indirectly with Gross Proceeds) in a manner which, if made or omi tted, respectively, would cause the interest on any Bond to become includable in the gross income, as defined in section 61 of the Code, of the owner thereof for federal income tax purposes. Without limiting the generality of the foregoing, unless and until the City shall have received a written opinion of counsel nationally recognized in the field of municipal bond law to the effect that failure to comply with such covenant will not adversely affect the exemption from federal income tax of the interest on any Bond, the City shall comply with each of the specific covenants in this Section. -29- (c) No Private Use or Private Payments. Except as permitted by section 141 of the Code and the regulations and rul ings thereunder, the Ci ty sha II, at all times pr ior to the last Stated Maturity of Bonds, (1) exclusively own, operate, and possess all property the acquisition, construction, or improvement of which is to be financed directly or indirectly with Gross Proceeds of the Bonds (including property financed wi th Gross Proceeds of the Refunded Obligations) and not use or permi t the use of such Gross Proceeds or any property acquired, constructed, or improved with such Gross Proceeds (including all contractual arrangements with terms different than those applicable to the general public) in any activity carried on by any person or entity other than a state or local government, unless such use is solely as a member of the general public, or (2) not directly or indirectly impose or accept any charge or other payment for use of Gross Proceeds of the Bonds or any property the acquisition, construction, or improvement of which is to be financed directly or indirectly with such Gross Proceeds (including property financed with Gross Proceeds of the Refunded Obligations), other than taxes of general application within the City or interest earned on investments acquired with such Gross Proceeds pending application for their intended purposes. (d) No Private Loan. Except to the extent permitted by section 141 of the Code and the regulations and rulings thereunder, the City shall not use Gross Proceeds of the Bonds to make or finance loans to any person or enti ty other than a state or local government. For purposes of the foregoing covenant, such Gross Proceeds are considered to be "loaned" to a person or entity if (1) property acquired, constructed, or improved wi th such Gross Proceeds is sold or leased to such person or enti ty in a transaction which creates a debt for federal income tax purposes, (2) capacity in or service from such property is commi tted to such person or enti ty under a take-or-pay, output, or similar contract or arrangement, or (3) indirect benefits, or burdens and benefits of ownership, of such Gross Proceeds or any property acquired, constructed, or improved with such Gross Proceeds are otherwise transferred in a transaction which is the economic equivalent of a loan. -30- (e) Not to Invest at Higher Yield. Except to the extent permitted by section 148 of the Code and the regulations and rulings thereunder, the City shall not, at any time prior to the final Stated Maturity of the Bonds, directly or indirectly invest Gross Proceeds of the Bonds in any Investment (or use such Gross Proceeds to replace money so invested), if as a result of such investment the Yield of all Investments allocated to such Gross Proceeds whether then held or previously disposed of, exceeds the Yield of the Bonds. (f) Not Federally Guaranteed. Except to the extent permitted by section l49(b) of the Code and the regulations and rulings thereunder, the City shall not take or omit to take any action which would cause the Bonds to be federally guaranteed within the meaning of Section l49(b) of the Code and the regulations and rulings thereunder. (g) Information Report. The City shall timely file with the Secretary of the Treasury the information required by section 149(e) of the Code with respect to the Bonds on such form and in such place as such Secretary may prescribe. (h) Payment of Rebatable Arbitrage. Except to the extent otherwise provided in section l48(f) of the Code and the regulations and rulings thereunder, (1) The City shall account for all Gross Proceeds of the Bonds (inc luding all recei pts, expendi tures, and investments thereof) on its books of account separately and apart from all other funds (and receipts, expenditures, and investments thereof) and shall maintain all records of such accounting with the official transcript of the proceedings relating to the issuance of the Bonds until six years after the final Computation Date. The City may, however, to the extent permitted by section 148(f) of the Code and the regulations thereunder, commingle Gross Proceeds of the Bonds wi th other money of the City, provided that the City separately accounts for each receipt and expendi ture of such Gross Proceeds and the obligations acquired therewith. (2) Not less frequently than each Computation Date, the City shall either (i) cause to be calculated by a nationally recognized accounting or financial advisory firm or (ii) calculate and cause its calculations to be verified by a nationally recognized accounting or financial advisory firm, in ei ther case in accordance with rules set forth in section l48(f) of the Code and Treas. Reg. § 1.148-2T -31- and rulings thereunder, the Rebatable Arbitrage with respect to the Bonds. The Ci ty shall maintain such calculations relating to the Bonds until six years after the final Computation Date. (3) As additional consideration for the purchase of the Bonds by the initial purchasers thereof and the loan of the money represented thereby, and in order to induce such purchase by measures designed to result in the excludability of the interest thereon from the gross income of the owners thereof for federal income tax purposes, the City shall pay to the United States the amount described in paragraph (2) above and the amount described in paragraph (4) below, at the times, in the installments, to the place, in the manner, and accompanied by such forms or other information as is or may be required by section 148(f) of the Code and Treas. Reg. §§ 1.148-1 T through 1.14 8-9T and rul ings thereunder. (4) The Ci ty sha 11 exerc i se reasonable diligence to assure that no errors are made in the calculations required by paragraph (2) and, if such error is made, to discover and promptly to correct such error within a reasonable amount of time thereafter, including payment to the United States of any Correction Amount as described in Treas. Reg. § 1.148-1T(c)(2) and any penalty under Treas. Reg. § 1.148-1T(c)(3)(ii)(B). (i) Qualified Advance Refunding. The Series 1992 Bonds are being issued exclusively to refund the Refunded Obligations, and the Series 1992 Bonds will be issued more than 90 days before the redemption of the Refunded Obligations. The City represents that: (1) None. of the Refunded Obligations are "private activity bonds," within the meaning of section 141 of the Code. Specifically, the covenants set forth in subsection (c) and (d) of this Section are true, correct, and complete with respect to the Refunded Obligations, their proceeds, and the facilities financed therewith. (2) The Series 1992 Bonds are the first advance refunding of the Series 1986, Series 1987 and Series 1989 Refunded Obligations and the second advance refunding of the Series 1985 Refunded Obligations (within the meaning of section 149(d)(5) of the Code). -32- (3) The Refunded Obligations are being called for redemption, and will be redeemed, not later than the earliest date on which each such issue may b~ redeemed at par or at a premium of 3 percent or less. (4) The ini tia I temporary period under section l48(c) of the Code will end (i) with respect to th~ proceeds of the Series 1992 Bonds not later than 3() days after the date of issue of such Series 199~ Bonds and (ii) with respect to proceeds of th~ Refunded Obligations on the date of issuance of th~ Series 1992 Bonds if not ended prior thereto. (5) Section l48(e) of the Code did not apply tQ the Refunded ObI igations. On and after the date of issue of the Series 1992 Bonds no proceeds of th~ Refunded Obligations will be invested in Nonpurpos~ Investments having a Yield in excess of the Yield on the Refunded Obligations to which any of such proceeds relate. (6) The debt service savings achieved by th~ City are a result solely of the interest rates on th~ Series 1992 Bonds being lower than the interest rate~ of the Refunded Obligations. In the issuance of thE:! Series 1992 Bonds the City has employed no "device" to obtain a material financial advantage (based on arbitrage), within the meaning of section 149(d)(4) of the Code, apart from savings attributable to lower interest rates. SECTION 15: Sale of Bonds - Official Statement Approval. The Bonds authorized by this Ordinance have been and are hereby sold by the City to Prudential Securities Incorporated (herein referred to as the "Purchasers") in accordance wi th the Bond Purchase Agreement, dated February 10, 1992, attached her~to as Exhibi t A and incorporated herein by reference as a part of this Ordinance for all purposes. The Mayor is hereby authorized and directed to execute said Bond Purchase Agreement for and on behalf of the City and as the act and deed of this Council, and the City Secretary is authorized to attest said Bond Purchase Agreement, in regard to the approval and execution of the Bond Purchase Agreement, the Council hereby finds, determines and declares that the representations, warranties and agreements of the Ci ty contained therein are true and correct in all material respects and shall be hQnored and performed by the City. -33- Furthermore, the use of the Preliminary Official Statement in connection with the public offering and sale of the Bonds is hereby ratified, confirmed and approved in all respects. The final Official Statement reflecting the terms of sale, attached as Exhibit A to the Bond Purchase Agreement (together with such changes approved by the Mayor, City Manager, City Secretary, or Director of Finance, anyone or more of said officials), shall be and is hereby in all respects approved and the Purchasers are hereby authorized to use and distribute said final Official Statement, dated February 10, 1992, in the reoffering, sale and delivery of the Bonds to the public. The Mayor and City Secretary are further authorized and directed to manually execute and deliver for and on behalf of the Ci ty copies of said Official Statement in final form as may be required by the Purchasers, and such Official Statement in the final form and content manually executed by said officials shall be deemed to be approved by the City Council and constitute the Official Statement authorized for distribution and use by the Purchasers. SECTION 16: Special Escrow Agreement Approval and Execution. The "Special Escrow Agreement" (the "Agreement") by and between the Ci ty and Team Bank, Fort Worth, Texas (the "Escrow Agent"), attached hereto as Exhibi t B and incorporated herein by reference as a part of this Ordinance for all purposes, is hereby approved as to form and content, and such Agreement in substantially the form and substance attached hereto, together with such changes or revisions as may be necessary to accomplish the refunding or benefit the City, is hereby authorized to be executed by the Mayor and City Secretary for and on behalf of the City and as the act and deed of the City Council; and such Agreement as executed by said officials shall be deemed approved by the City Council and constitute the Agreement herein approved. Furthermore, the Ci ty Manager, Di rector of Finance, and Assistant City Manager, anyone or more of said officials, in cooperation wi th the Escrow Agent are hereby authorized and directed to make the necessary arrangements for the purchase of the Federal Securities referenced in the Agreement and the delivery thereof to the Escrow Agent on the day of delivery of the Series 1992 Bonds to the Purchasers for deposit to the credit of the "SPECIAL CITY OF NORTH RICHLAND HILLS, TEXAS, REFUNDING BOND ESCROW FUND" (the "Escrow Fund"), including the execution of the subscription forms for the purchase and issuance of the "United States Treasury Securities - State and Local Government Series"; all as contemplated and provided in Article 717k, V.A.T.C.S., as amended, this Ordinance and the Agreement. -34- SECTION 17: Control and Custody of Bonds. The Mayor of the City shall be and is hereby authorized to take and have charge of all necessary orders and records pending investigation by the Attorney General of the State of Texas, including the printing and supply of definitive Bonds, and shall take and have charge and control of the Initial Bonds pending the approval thereof by the Attorney General, the registration thereof by the Comptroller of Public Accounts and the delivery thereof to the Purchasers. Furthermore, the Mayor, City Secretary, City Manager, Director of Finance, and Assistant City Manager, anyone or more of said officials, are hereby authorized and directed to furnish and execute such documents and certifications relating to the Ci ty and the issuance of the Bonds, including certifications as to facts, estimates, circumstances and reasonable expectations pertaining to the use, expenditure and investment of the proceeds of the Bonds, as may be necessary for the approval of the Attorney General, the registration by the Comptroller of PUblic Accounts and the delivery of the Bonds to the Purchasers, and, together wi th the Ci ty' s financial advisor, bond counsel and the Paying Agent/Registrar, make the necessary arrangements for the delivery of the Initial Bonds to the Purchasers and the initial exchange thereof for definitive Bonds. SECTION 18: Proceeds of Sale. Immediately following the delivery of the Series 1992 Bonds, the proceeds of sale (less certain costs of issuance and the accrued interest recei ved f rom the Purchaser of the Bonds) sha 11 be depos i ted with the Escrow Agent for application and disbursement in accordance with the provisions of the Agreement and in accordance wi th wri tten instructions to the Escrow Agent from the Director of Finance. The proceeds of sale of the Series 1992-A Bonds, excluding the accrued interest, received from the Purchasers, shall be deposited in a construction fund maintained at the City's depository bank. Pending expenditure for authorized projects and purposes, such proceeds of sale may be invested in authorized investments and, subject to the provisions of Section 14(h) hereof, any investment earnings realized shall be expended for such authorized projects and purposes or deposited in the Series 1992-A Bond Account as shall be determined by the City Council. All surplus proceeds of sale of the Series 1992-A Bonds, including investment earnings, remaining after completion of all authorized projects or purposes and paying or making provision for the payment of the amounts owed pursuant to Section 14(h)(2) hereof, shall be deposited to the credit of the Series 1992-A Bond Account. -35- SECTION 19: Notices to Holders - Waiver. Wherever this Ordinance provides for notice to Holders of any event, such notice shall be sufficiently given (unless otherwise herein expressly provided) if in wri ting and sent by Uni ted States Mail, first class postage prepaid, to the address of each Holder appearing in the Security Register at the close of business on the business day next preceding the mailing of such notice. In any case where notice to Holders is given by mai 1, neither the failure to mail such notice to any particular Holders, nor any defect in any notice so mailed, shall affect the sufficiency of such notice with respect to all other Bonds. Where this Ordinance provides for notice in any manner, such notice may be waived in writing by the Holder entitled to receive such notice, ei ther before or after the event wi th respect to which such notice is given, and such waiver shall be the equivalent of such notice. Waivers of notice by Holders shall be filed with the Paying Agent/Registrar, but such filing shall not be a condition precedent to the validity of any action taken in reliance upon such waiver. SECTION 20: Cancellation. All Bonds surrendered for payment, redemption, transfer, exchange, or replacement, if surrendered to the Paying Agent/Registrar, shall be promptly cancelled by it and, if surrendered to the City, shall be delivered to the Paying Agent/Registrar and, if not already cancelled, shall be promptly cancelled by the Paying Agent/ Registrar. The City may at any time deliver to the Paying Agent/Registrar for cancellation any Bonds previously certified or registered and delivered which the City may have acquired in any manner whatsoever, and all Bonds so delivered shall be promptly cancelled by the Paying Agent/Registrar. All cancelled Bonds held by the Paying Agent/Registrar shall be returned to the City. SECTION 21: Printed Opinion. The Purchasers' obligation to accept delivery of the Bonds is subject to being furnished a final opinion of Fulbright & Jaworksi, Dallas, Texas, approving the Bonds as to their validity, said opinion to be dated and delivered as of the date of delivery and payment for the Bonds. Printing of a true and correct reproduction of said opinion on the reverse side of each of the definitive Bonds is hereby approved and authorized. SECTION 22: CUSIP Numbers. CUSIP numbers may be printed or typed on the definitive Bonds. It is expressly provided, however, that the presence or absence of CUSIP numbers on the definitive Bonds shall be of no significance or effect as regards the legality thereof and neither the City nor -36- attorneys approving the Bonds as to legality are to be held responsible for CUSIP numbers incorrectly printed or typed on the definitive Bonds. SECTION 23: Benefits of Ordinance. Nothing in this Ordinance, expressed or implied, is intended or shall be construed to confer upon any person other than the Ci ty, the Paying Agent/Registrar and the Holders, any right, remedy, or claim, legal or equitable, under or by reason of this Ordinance or any provision hereof, this Ordinance and all its provisions being intended to be and being for the sole and exclusive benefit of the City, the Paying Agent/Registrar and the Holders. SECTION 24: Inconsistent Provisions. All ordinances, orders or resolutions, or parts thereof, which are in conflict or inconsistent with any provision of this Ordinance are hereby repealed to the extent of such conflict, and the provisions of this Ordinance shall be and remain controlling as to the matters contained herein. SECTION 25: Governing Law. This Ordinance shall be construed and enforced in accordance with the laws of the State of Texas and the United States of America. SECTION 26: Effect of Headings. herein are for convenience only and construction hereof. The shall Section headings not affect the SECTION 27: Construction of Terms. If appropriate in the context of this Ordinance, words of the singular number shall be considered to include the plural, words of the plural number shall be considered to include the singular, and words of the masculine, feminine or neuter gender shall be considered to include the other genders. SECTION 28: Severability. If any provision of this Ordinance or the application thereof to any circumstance shall be held to be invalid, the remainder of this Ordinance and the application thereof to other circumstances shall nevertheless be valid, and the City Council hereby declares that this Ordinance would have been enacted without such invalid provision. SECTION 29: Incorporation of Findings and Determinations. The findings and determinat ions of the Ci ty Counci I conta ined in the preamble hereof are hereby incorporated by reference and made a part of this Ordinance for all purposes as if the same were restated in full in this Section. -37- SECTION 30: Public Meeting. It is officially found, determined, and declared that the meeting at which this Ordinance is adopted was open to the public and public notice of the time, place, and subject matter of the public business to be considered at such meeting, including this Ordinance, was given, all as required by Article 6252-17, Vernon's Texas Civil Statutes, as amended. SECTION 31: Effective Date. This Ordinance shall be in full force and effect from and after its passage on the date shown below and it is so ordained. PASSED AND ADOPTED, this February 10, 1992. CITY OF NORTH RICHLAND HILLS, TEXAS ,-b Mayor ATTEST: (};~~g£;~ ?f=y Secretary APPROVED AS TO LEGALITY: { Af o~ (City Seal) 6 1 08 s -38- $17,799,932.25 City of North Riclùand Hills, Texas General Obligation Refunding Bonds Series 1992 $4,400,000 City of North Riclùand Hills, Texas General Obligation Improvement Bonds Series 1992-A BOND PURCHASE AGREEMENT February 10, 1992 THE HONORABLE MAYOR AND MEMBERS OF THE CITY COUNCIL City of North Riclùand Hills, Texas 7301 North East Loop 820 North Riclùand Hills, Texas 76182 Dear Mayor and Members of the City Council: The undersigned, Prudential Securities Incorporated (the "Underwriter"), offers to enter into this Bond Purchase Agreement with the City of North Riclùand Hills, Texas (the "Issuer") which, upon the Issuer's written acceptance of this offer, will be binding upon the Issuer and upon the Underwriter. This offer is made subject to the Issuer's written acceptance hereof on or before 9:00 p.m. Central Standard time on the date hereof, and if not so accepted, will be subject to withdrawal by the Underwriter upon notice delivered to the Issuer at any time prior to the acceptance hereof by the Issuer. 1. purchase and Sale of the Bonds. Subject to the tenns and conditions and in reliance upon the representations, warranties and agreements set forth herein, the Underwriter hereby agrees to purchase from the Issuer, and the Issuer hereby agrees to sell and deliver to the Underwriter, all, but not less than all, of the Issuer's $17,799,932.25 principal amount of City of North Riclùand Hills, Texas General Obligation Refunding Bonds, Series 1992 (the "Series 1992 Bonds") and $4,400,000 principal amount of City of North Riclùand Hills, Texas General Obligation Improvement Bonds, Series 1992-A (the "Series 1992-A Bonds") (the Series 1992 Bonds and Series 1992-A Bonds referred to herein collectively as the "Bonds"). The principal amount of the Bonds to be issued, the dated date thereof, the maturities and optional redemption provisions, and interest rates per 8IU1um are set forth in, and the Bonds shall otherwise have such tenns and provisions as set forth in the Official Statement (as hereinafter deÍmed). The purchase price for the Bonds shall be $23,715,008.79, representing the par amount of the Bonds of $22,199,932.25, plus a premium of $1,640,249.20 on the Premium Capital Appreciation Bonds, less an underwriter's discount of $155,855.52, less an original issue discount of $104,300.20, plus interest accrued on the Bonds, other than the Premium Capital Appreciation Bonds, from their date to the date of payment for and delivery of the Bonds. 1 13820016:2 The Underwriter has delivered to the Issuer a corporate check of the Underwriter payable to the order of the Issuer in the amount of $230,999.32. The Issuer agrees to hold such check uncashed until the Closing to ensure the perfonnance by the Underwriter of its obligations to purchase, accept delivery of and pay for the Bonds at Closing. Concurrently with the payment by the Underwriter of the purchase price of the Bonds, the Issuer shall return such check to the Underwriter as provided in Paragraph 6 hereof. Should the Issuer fail to deliver the Bonds at the Cosing, or should the Issuer be unable to satisfy the conditions of the obligations of the Underwriter to purchase, accept delivery of and pay for the Bonds, as set forth in this Bond Purchase Agreement (1inless waived by the Underwriter), or should such obligations of the Underwriter be tenninated for any reason pennitted by this Bond Purchase Agreement, such check shall immediately be returned to the Underwriter. In the event the Underwriter fails (other than for a reason pennitted hereunder) to purchase, accept delivery of and pay for the Bonds at the Closing as herein provided, such check shall be retained by the Issuer as and for full liquidated damages for such failure of the Underwriter and for any defaults hereunder on the part of the Underwriter. The Underwriter hereby agrees not to stop, or cause payment on said check to be stopped, unless the Issuer has breached any of the tenns of this Bond Purchase Agreement. The Preliminary Official Statement of the Issuer, dated January _, 1992, including the cover page and Appendices thereto, relating to the Bonds (the "Preliminary Official Statement"), with such changes and amendments to the date hereof as have been mutually agreed to by the Issuer and the Underwriter, is attached as Exhibit A hereto, and is hereinafter called the "Official Statement." 2. The Bonds and the Official Statement; F.1]d of the Underwritin¡ Period. (a) The Bonds shall be as described in, and shall be issued and secured under and fursuant to the provisions of, an ordinance to be adopted by the City Council (the 'Council") of the Issuer on February 10, 1992, as amended and supplemented (the "Ordinance"). (b) Prior to or concurrently with the acceptance hereof by the Issuer, the Issuer has delivered to the Underwriter: (i) one certified copy of the Ordinance authorizing the issuance and sale of the Bonds; and (ü) two copies of the Official Statement manually signed on behalf of the Issuer by the Mayor. (c) The Issuer hereby represents and warrants that the Official Statement delivered to the Underwriter immediately prior to or concurrently herewith is deemed fmal by the Issuer as of the date hereof, except for the omission of such infonnation which is dependent upon the final pricing of the Bonds for completion, all as pennitted to be excluded by Rule 15c2·12 under the Securities Exchange Act of 1934, as amended ("Rule 15c2-12"). (d) Unless otherwise notified in writing by the Underwriter by the Closing Date (defmed herein), the Issuer can assume that the "end of the underwriting period" for purposes of Rule 15c2-12 shall be the Closing Date. In the event'such notice is so 2 13820016:2 given in writing by the Underwriter, the Underwriter agrees to notify the Issuer in writing following the occurrence of the "end of the underwriting period" as defmed in Rule 15c2-12. The "end of the underwriting period" as used in this Bond Purchase Agreement shall mean the Closing Date or such later date as to which notice is given by the Underwriter in accordance with the preceding sentence. 3. PubJic Offert'1i. It shall be a condition to the Issuer's obligations to sell and deliver the Bonds to the Underwriter and to the Underwriter's obligations to purchase, to accept delivery of and to pay for the Bonds that the entire principal amount of the Bonds authorized by the Ordinance shall be issued, sold and delivered by the Issuer and purchased, accepted and paid for by the Underwriter at the Closing. The Underwriter agrees to make a bona fide public offering of the Bonds at prices not in excess of the initial offering prices or yields set forth on the cover page of the Official Statement and in Schedule 1 attached hereto, plus interest accrued thereon, except for the Premium Capital Appreciation Bonds, from the date of the Bonds. 4. Use of J}ocl11nents; Cert~it1 Covenants and A¡reements of the Issuer. (a) The Issuer hereby authorizes the use by the Underwriter of the Ordinance and the Official Statement, including any supplements or amendments thereto, and the infonnation therein contained, in connection with the public offering and sale of the Bonds. The Issuer ratifies and confmns the use by the Underwriter prior to the date hereof of the Preliminary Official Statement, which the Issuer confmns is "deemed fmal" as of the date of initial mailing, within the meaning of and for the pwposes of Rule 15c2-12 in connection with the public offering of the Bonds. (b) The Issuer covenants and agrees: (i) To cause reasonable quantities of the Official Statement, as requested by the Underwriter, to be delivered to the Underwriter, without charge, within seven business days of the date hereof; (ii) To apply the proceeds from the sale of the Bonds as provided in and subject to all of the tennsand provisions of the Ordinance and not to take or omit to take any action which action or omission will adversely affect the exclusion from gross income for federal income tax pwposes of the interest on the Bonds; (iii) If, after the date of this Bond Purchase Agreement and until twenty-five (25) days after the end of the underwriting period, any event shall occur, or circumstances shall exist, or such occurrence or existence shall become known, which might or would cause the Official Statement to contain any untrue statement of a material fact or to omit to state a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading, or as a result of which it is necessary to amend or supplement the Official Statement in order to make the statements made therein, in the light of the circumstances when the Official Statement is delivered to a purchaser, not misleading, or if it is necessary to amend or supplement the Official Statement to comply with law, to 3 13820016:2 notify the Underwriter (and for the purpose of this clause (iii) to provide the Underwriter with such infonnation as it may from time to time request), and to amend or supplement the Official Statement so that the statements in the Official Statement, as so amended and supplemented, will not, in the light of the circwnstances when the Official Statement is delivered to a purchaser, be misleading or so that the Official Statement will comply with law; (iv) To furnish such infonnation and execute such instruments and take such action in cooperation with the Underwriter as the Underwriter may reasonably request (A) to qualify the Bonds for offer and sale under the Blue Sky or other securities laws and regulations of such states and other jurisdictions in the United States as the Underwriter may designate, and to detennine the eligibility of the Bonds for investment under the laws of such states and other jurisdictions and (B) to continue such qualifications in effect so long as required for the distribution of the Bonds; provided, however, that the Issuer will not be required to qualify as a foreign corporation or to me any general or special consents to service of process under the laws of any state; (v) To advise the Underwriter immediately of receipt by the Issuer of any notification with respect to the suspension of the qualification of the Bonds for sale in any jurisdiction or the initiation or threat of any proceeding for that purpose; and (vi) Prior to Closing not to offer or issue any bonds, notes or other obligations for borrowed money or incur any material liabilities, direct or contingent, payable from or secured by a pledge of the revenues or other assets of the Issuer other than the Issuer's Tax and Waterworks and Sewer System (Limited Pledge) Revenue Certificates of Obligation, Series 1992. 5. Representations and Warranties of the Issuer. The Issuer represents and warrants to the Underwriter, which representations and warranties shall survive the purchase and offering of the Bonds, as follows: (a) The Issuer is a home-rule municipality, a political subdivision of the State of Texas, a body politic and corporate, and has full legal right, power and authority, and at the date of the Closing will have full legal right, power and authority, (i) to enter into this Bond Purchase Agreement and the Special Escrow Agreement between the Issuer and the Escrow Agent named in the Official Statement (the "Escrow Agreement"), and to adopt the Ordinance, (ii) to sell, issue and deliver the Bonds to the Underwriter as provided herein and (iii) to carry out and consummate the transactions contemplated by this Bond Purchase Agreement, the Ordinance, the Escrow Agreement and the Official Statement, and the Issuer has complied, and will at the Closing be in compliance in all respects, with the tenns of relevant law and the Ordinance as they pertain to such transactions; (b) By all necessary official action of the Issuer prior to or concurrently with the acceptance hereof, the Issuer has duly adopted the Ordinance, has duly authorized and approved the execution and delivery of, and the perfonnance by the Issuer of the obligations on its part contained in the Bonds, the Ordinance, the EsCrow Agreement, this Bond Purchase Agreement, and the consummation by it of all other transactions contemplated by the Official Statement, the Ordinance and this Bond Purchase 4 13820016:2 Agreement; the Ordinance, the Escrow Agreement and this Bond Purchase Agreement constitute legal, valid and binding obligations of the Issuer, enforceable in accordance with their respective tenns, subject to bankruptcy, insolvency, reorganization, moratorium and other similar laws and principles of equity relating to or affecting the enforcement of creditor's rights; the Bonds, when issued, authenticated and delivered to the Underwriter in accordance with the Ordinance and this Bond Purchase Agreement, will be payable from an ad valorem tax, within legal limits as set forth in the Official Statement, against taxable property within the City, and will be entitled to the benefits of the Ordinance and enforceable in accordance with their tenns, subject to bankruptcy, insolvency, reorganization, moratorium and other similar laws and principles of equity relating to or affecting the enforcement of creditor's rights; (c) The Issuer is not in breach of or default under any applicable constitutional provision, law or administrative regulation of the State of Texas or the United States or any applicable judgment or decree or any loan agreement, indenture, bond, note, ordinance, resolution, agreement or other instrument to which the Issuer is a party or to which the Issuer or any of its property or assets are otherwise subject, and no event has occurred and is continuing which constitutes or with the passage of time or the giving of notice, or both, would constitute a default or event of default by the Issuer under any such instrument; and the execution and delivery of the Bonds, this Bond Purchase Agreement and the Escrow Agreement and the adoption of the Ordinance by the Issuer and compliance with the provisions on the Issuer's part contained therein will not conflict with or constitute a breach of or default under any constitutional provision, law, administrative regulation, judgment, decree, loan agreement or other instrument to which the Issuer is a party or to which the Issuer or any of its property or assets are otherwise subject nor will any such execution, delivery, adoption, or compliance result . in the creation or imposition of any lien, charge, or other security interest or encumbrance of any nature whatsoever upon any of the property or assets of the Issuer or under the tenns of any such constitutional provision, law, regulation or instrument, except as provided by the Bonds and the.Ordinance; (d) All authorizations, approvals, licenses, pennits, consents and orders of any governmental authority, legislative body, board, agency or commission having jurisdiction of the matter which are required for the due authorization of, which would constitute a condition precedent to, or the absence of which would materially adversely affect the due perfonnance by the Issuer of its obligations under, this Bond Purchase Agreement, the Ordinance, the Bonds and the Escrow Agreement have been duly obtained, except for the approval of the Bonds by the Attorney General of the State of Texas (and the registration of the Bonds by the Comptroller of Public Accounts of the State of Texas) and such approvals, consents and orders as are stated in the Official Statement as yet to be obtained or as may be required under the Blue Sky or securities laws of any state in connection with the offering and sale of the Bonds; (e) The descriptions contained in the Official Statement of the Bonds, the Escrow Agreement and the Ordinance accurately reflect the provisions of such instruments and agreement, and the proceeds of the sale of the Bonds will be applied generally as described in the Official Statement under the caption "Plan of Financing - Sources and Applications of Funds"; 5 13820016:2 (f) There is no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, governmental agency, public board or body, pending or, to the best knowledge of the Issuer, after due inquiry, threatened against the Issuer, affecting the corporate existence of the Issuer or the titles of its officers to their respective offices, or affecting or seeking to prohibit, restrain or enjoin the sale, issuance or delivery of the Bonds or in any way contesting or affecting the issuance, execution, delivery, payment, security, validity or enforceability of the Bonds, the Ordinance, or this Bond Purchase Agreement, or contesting the exclusion from gross income of interest on the Bonds for federal income tax purposes, or contesting in any way the completeness or accuracy of the Preliminary Official Statement or the Official Statement or any supplement or amendment thereto, or contesting the powers of the Issuer or any authority for the issuance of the Bonds, the adoption of the Ordinance or the execution and delivery of this Bond Purchase Agreement or the Escrow Agreement, nor, to the best knowledge of the Issuer, is there any basis therefor, wherein an unfavorable decision, ruling or rmding would materially adversely affect the validity or enforceability of the Bonds, the Ordinance, this Bond Purchase Agreement or the Escrow Agreement; (g) As of the date thereof, the Preliminary Official Statement did not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; at the time of the Issuer's acceptance hereof and as of the Closing, the Official Statement does not and will not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading; (h) At the time of the Issuer's acceptance hereof and (unless an event or circumstance occurs or becomes known of the nature described in clause (ill) of paragraph (b) of Section 4) at all times subsequent thereto during the period up to and including twenty-five (25) days subsequent to the end of the underwriting period, the Official Statement does not and will not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading; (i) If the Official Statement is supplemented or amended pursuant to clause (ili) of paragraph (b) of Section 4, at the time of each supplement or amendment thereto and (unless subsequently again supplemented or amended pursuant to such paragraph) at all times subsequent thereto during the period up to and including twenty-five (25) days subsequent to the end of the underwriting period, the Official Statement as so supplemented or amended will not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading; 6 13820016:2 (j) The fmancial statements of, and other fmancial infonnation regarding, the Issuer in the Official Statement present fairly the fmancial position of the Issuer as of the dates and for the period covered thereby and are stated on a basis substantially consistent with that of the Issuer's prior year's audited fmancial statements; and (k) Between the date of this Bond Purchase Agreement and the Closing, the Issuer will not issue any additional bonds, notes or other obligations for borrowed money payable in whole or in pan from ad valorem taxes (other than the Issuer's Tax and Waterworks and Sewer System (Limited Pledge) Revenue Certificates of Obligation, Series 1992), and the Issuer will not incur any material liabilities, direct or contingent, nor will there be any adverse change of a material nature in the fmancial position of the Issuer. 6. Closini. At 9:00 a.m., Central Standard time, on March 10, 1992, or at such other time and date as shall have been mutually agreed upon by the Issuer and the Underwriter (the "Closing" or the "Closing Date"), the Issuer will, subject to the tenns and conditions hereof, deliver the Bonds to the Underwriter duly executed and authenticated in the fonn and manner contemplated below, together with the other documents hereinafter mentioned, and the Underwriter will, subject to the tenns and conditions hereof, accept such delivery and pay the purchase price of the Bonds as set forth in Section I hereof in immediately available funds. The Issuer will deliver the initial bond or bonds (as defmed in the Ordinance) to the Underwriter and, provided the Underwriter shall have made arrangements with The Depository Trost Company ("DTC") for the Bonds to be immobilized and thereafter traded as book-entry-oIÙY secunties, the Issuer shall take appropriate steps to provide DTC with one definitive bond for each year of maturity of the Bonds, the Issuer shall make available to the Underwriter the other documents hereinafter mentioned and the Underwriter will accept such delivery and pay the purchase price of the Bonds as set forth in Section I hereof in immediately available funds. Concurrently with such payment by the Underwriter, the Issuer shall return to the Underwriter the deposit check referred to in Section I hereof. Payment for the Bonds as aforesaid shall be made at the offices of the Paying Agent/Registrar named in the Official Statement, or such other place as shall have been mutually agreed upon by the Issuer and the Underwriter. 7. Closin¡ Conditions. The Underwriter has entered into this Bond Purchase Agreement in reliance upon the representations, warranties, covenants and agreements of the Issuer contained herein and in reliance upon the representations, warranties and agreements to be contained in the documents and instruments to be delivered at the Closing, and upon the perfonnance by the Issuer of its obligations hereunder, both as of the date hereof and as of the date of Closing. Accordingly, the Underwriter's obligations under this Bond Purchase Agreement to purchase, to accept delivery of, and to pay for the Bonds shall be conditioned upon the perfonnance by the Issuer of its obligations to be perfonned hereunder and under such documents and instruments at or prior to the Closing, and shall also be subject to the following additional conditions: (a) The representations and warranties of the Issuer contained herein shall be true, complete and correct, and the Issuer shall have complied with the covenants and agreements of the Issuer contained herein, on the date hereof and on and as of the date of Closing, as if made on the date of Qosing; . 7 13820016:2 (b) At the time of the Cosing, the Ordinance and the Escrow Agreement shall be in full force and effect and shall not have been amended, modified or supplemented and the Official Statement shall not have been amended, modified or supplemented, except in any such case as may have been agreed to by the Underwriter; (c) At the time of the Closing, all official action of the Issuer relating to this Bond Purchase Agreement, the Bonds, the Ordinance and the Escrow Agreement shall be in full force and effect and shall not have been amended, modified or supplemented and the Underwriter shall have received, in appropriate fonn, evidence thereof; (d) At the time of the Closing, there shall not have occurred any change in the condition, fmancial or otherwise, from that set forth in the Official Statement that, in the judgmènt of the Underwriter, is material and adverse and that makes it, in the judgment of the Underwriter, impracticable to market the Bonds on the tenns and in the manner contemplated in the Official Statement; (e) The Issuer will purchase, or cause to be purchased, the Federal Securities (as deÍmed in the Official Statement) as may be necessary to effect the refunding of the Issuer's outstanding obligations as contemplated by the Escrow Agreement; (f) The Issuer shall not have failed to pay principal or interest when due on any of its outstanding obligations for borrowed money; and (g) At or prior to the Cosing, the Underwriter shall have received copies of each of the following documents: (i) The Official Statement and each supplement or amendment, if any, thereto, executed on behalf of the Issuer by the Mayor and City Secretary; (ü) The Ordinance, certified by the City Secretary under its seal as having been duly adopted by. the Issuer and as being in effect, with such changes or amendments as may have been agreed to by the Underwriter; (üi) The opinions of Fulbright & Jaworski ("Bond Counsel") in substantially the fonn and substance of Appendix C to the Official Statement and a reliance letter from Bond Counsel addressed to the Underwriter, each dated the date of Closing; (iv) An opinion or certificate, dated on or prior to the date of Closing, of the Attorney General of Texas, approving the Bonds as required by law and the registration certificate of the Comptroller of Public Accounts of the State of Texas; (v) The supplemental opinion, dated the date of Cosing, of Fulbright & Jaworski addressed to the Issuer and the Underwriter to the effect that: (A) the Bonds are exempt securities within the meaning of Section 3(a)(2) of the Securities Act of 1933, as amended, and it is not necessary in connection with the sale of the Bonds to the public to register the Bonds under the Securities Act 8 13820016:2 of 1933, as amended, or to qualify the Ordinance under the Trust Indenture Act of 1939, as amended; (B) except to the extent noted herein, said Ímn has not verified and is not passing upon, and does not assume any responsibility for, the accuracy, completeness or fairness of the statements contained in the Official Statement but that said Í1D11 has reviewed the infonnation relating to the Bonds and the Ordinance contained under the captions "Plan of Financing," "Bond Infonnation," "Other Relevant Infonnation - Tax Exemption," "Other Relevant Infonnation - Tax Accounting Treatment of Discount Bonds" and "Other Relevant Infonnation - Legal Investments and Eligibility to Secure Public Funds in Texas" contained in the Official Statement and such Ímn is of the opinion that the infonnation relating to the Bonds and the Ordinance contained under such captions is a fair and accurate summary of the infonnation purported to be shown and that the infonnation and descriptions contained under such captions relating to the provisions of applicable state and federal laws confonn to such state and federal laws; and (C) such Ímn has reviewed the Official Statement and, although such Ímn has not undertaken to verify, is not passing upon, and does not assume any responsibility for, the accuracy, completeness or fairness of the statements contained in the Official Statement, and although such Ímn has not been requested to investigate or verify and have not independently investigated or verified any records, data or other material relating to the Ímancial condition or capabilities of the Issuer and has not assumed any responsibility with respect thereto, such fmn does not have knowledge of facts wlùch have resulted in a conclusion that the Official Statement (excluding therefrom the reports, Ímancial and statistical data and forecasts included therein, and excluding therefrom the Appendices thereto, all as to wlùch such finn expresses no view) contains any untrue statement of a material fact or omits to state a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under wlùch they were made, not misleading; (vi) The opinion, dated the date of Closing, of Hughes & Luce, L.L.P. ("Underwriter's Counsel") addressed to the Underwriter as to such matters as the Underwriter may reasonably request; (vii) A certificate, dated the date of Closing, signed by the City Manager and Director of Finance of the City, to the effect that (A) the representations and warranties of the Issuer contained herein are true and correct in all material respects on and as of the date of Closing as if made on the date of Closing; (B) except to the extent disclosed in the Official Statement, no litigation is pending or, to the knowledge of such persons, threatened in any court to restrain or enjoin the issuance or delivery of the Bonds, or the levy, collection, or application of the ad valorem taxes pledged or to be pledged to pay 9 13820016:2 the principal of and interest on the Bonds, or the pledge thereof, or in any way contesting or affecting the validity of the Bonds, the Ordinance, the Escrow Agreement, or this Bond Purchase Agreement, or contesting the powers of the Issuer or contesting the authorization of the Bonds or the Ordinance, or contesting in any way the accuracy, completeness or fairness of the Official Statement (but in lieu of or in conjunction with such certificate the Underwriter may, in its sole discretion, accept certificates or opinions of the City Attorney that, in his or her opinion, the issues raised in any such pending or threatened litigation are without substance or that the contentions of all plaintiffs therein are without merit); (C) to the best of their knowledge, no event affecting the Issuer has occurred since the date of the Official Statement which should be disclosed in the Official Statement for the purpose for which it is to be used or which it is necessary to disclose therein in order to make the statements and infonnation therein not misleading in any respect; and (D) there has not been any material and adverse change in the affairs or fmancial condition or anticipated future fmancial condition or prospects of the Issuer since September 30,1991, the latest date as to which audited fmancial infonnation is available; (vüi) A certificate, dated the date of the Closing, of the Director of Finance of the City to the effect that, on the basis of the facts, estimates and circumstances in effect on the date. of delivery of the Bonds, it is not expected that the proceeds of the Bonds will be used in a manner that would cause the Bonds to be arbitrage bonds within the meaning of Section 148 of the Internal Revenue Code of 1986, as amended; (ix) A copy of a special report prepared by the independent Certified Public Accountants named in the Official Statement, addressed to the Issuer, Bond Counsel, the Underwriter and Underwriter's Counsel, verifying the arithmetical computations of the adequacy of the maturing principal and interest on the escrowed securities and uninvested cash on hand under the Escrow Agreement to pay, when due, the principal of and interest on the bonds being refunded and the computation of the yield with respect to such securities and the Bonds; (x) A copy of or policy of municipal bond insurance insuring the timely payment of the principal of and interest on the Bonds issued by a company having the highest rating by Standard & Poor's Corporation and Moody's Investors Service; (xi) Evidence of the rating or ratings on the Bonds shall be delivered in a fonn acceptable to the Underwriter; and (xü) Such additional legal opinions, certificates, instruments and other documents as the Underwriter or the Underwriter's Counsel may request to evidence the truth, accuracy and completeness, as of the date hereof and as of the date of Closing, of the Issuer's representations and warranties contained herein and of the statements and infonnation contained in the Official Statement and the due perfonnance and satisfaction by the Issuer on or prior to the date of Closing of all agreements then to be perfonned and all conditions then to be satisfied by the Issuer. 10 13820016:2 All of the opinions, letters, certificates, instruments and other documents mentioned above or elsewhere in this Bond Purchase Agreement shall be deemed to be in compliance with the provisions hereof if, but only if, they are in fonn and substance satisfactory to the Underwriter. If the Issuer shall be unable to satisfy the conditions to the obligations of the Underwriter to purchase, to accept delivery of and to pay for the Bonds contained in this Bond Purchase Agreement, or if the· obligations of the Underwriter to purchase, to accept delivery of and to pay for the Bonds shall be tenninated for any reason pennitted by this Bond Purchase Agreement, this Bond Purchase Agreement shall tenninate and neither the Underwriter nor the Issuer shall be under further obligation hereunder, except that the respective obligations of the Issuer and the Underwriter set forth in Section 9 hereof shall continue in full force and effect, and the Issuer shall return to the Underwriter the deposit check referred to in Section 1 hereof. 8. TennÎl1ation. The Underwriter shall have the right to tenninate in its absolute discretion the Underwriter's obligations under this Bond Purchase Agreement to purchase, to accept delivery of and to pay for the Bonds by notifying the Issuer of its election to do so if, after the execution hereof and prior to the Closing: (a) (i) Legislation (including any amendment thereto) shall have been introduced in or adopted by either House of the Congress of the United States or recommended to the Congress or otherwise endorsed for passage by the President of the United States, the Treasury Department of the United States, the Internal Revenue Service or the Chainnan or ranking minority member of the Committee on Finance of the United States Senate or the Committee on Ways and Means of the United States House of Representatives, or legislation is proposed for consideration by either such committee by any member thereof or presented as an option for consideration by either such committee by the staff of such committee, or by the staff of the Joint Committee on Taxation of the Congress of the United States, or a bill to amend the Internal Revenue Code (which, if enacted, would be effective as of a date prior to the Closing) shall be fIled in either House, or (ii) a decision shall have been rendered by a court established under Artic1em of the Constitution of the United States or by the United States Tax Court, or (iii) an order, ruling or regulation shall have been issued or proposed by or on behalf of the Treasury Department of the United States or the Internal Revenue Service or any other agency of the United States, or (iv) a release or official statement shall have been issued by the President of the United States or by the Treasury Department of the United States or by the Internal Revenue Service, the effect of which, in any such case described in clause (i), (ii), (ill), or (iv), would be to impose, directly or indirectly, federal income taxation upon interest received on obligations of the general character of the Bonds or upon income of the general character to be derived by the Issuer, other than as imposed on the Bonds and income therefrom under the federal tax laws in effect on the date hereof, in such a manner as in the judgment of the Underwriter would make it impracticable to market the Bonds on the tenns and in the manner contemplated in the Official Statement. 11 13820016:2 (b) Any action shall have been taken by the Securities and Exchange Commission or by a court which would require registration of any security under the Securities Act of 1933, as amended, or qualification of any indenture under the Trust Indenture Act of 1939, as amended, in connection with the public offering of the Bonds, or any action shall have been taken by any court or any governmental authority suspending the use of Prellininary Official Statement or the Official Statement or any amendment or supplement thereto, or any proceeding for that purpose shall have been initiated or threatened in any such court or by any such authority. (c) (i) The Constitution of the State of Texas shall be amended or an amendment shall be proposed, or (ii) legislation shall be enacted, or (ill) a decision shall have been rendered as to matters of Texas law, or (iv) any order, ruling or regulation shall have been issued or proposed by or on behalf of the State of Texas, or by an official, agency or department thereof, affecting the legality or tax status of the Issuer, its property or income, its notes or bonds (including the Bonds) or the interest thereon, which in the judgment of the Underwriter would make it impracticable to market the Bonds on the tenns and in the manner contemplated in the Official Statement. (d) Any fact or event shall exist or have existed that in the Underwriter's judgment requires or has required a supplement or amendment to the Official Statement, which in the judgment of the Underwriter would make it impracticable to market the Bonds on the tenns and in the manner contemplated in the Official Statement. (e) (i) (A) trading generally shall have been suspended or materially limited on or by, as the case may be, either of the New York Stock Exchange or the American Stock Exchange, (B) a general moratorium on commercial banking activities in New York shall have been declared by either federal or New York state authorities, or (C) there shall have occurred any outbreak or escalation of hostilities or any change in fmancial markets or any calamity or crisis that, in the judgment of the Underwriter, is material and adverse and (ii) in the case of any of the events specified in clauses (A) through (C), such event singly or together with any other such event makes it, in the judgment of the Underwriter, impracticable to market the Bonds on the tenns and in the manner contemplated in the Official Statement. (f) There shall have occurred any downgrading, or any notice shall have been given of (i) any intended or potential downgrading or (ü) any review or possible change that does not indicate the direction of a possible change, in the rating accorded any of the Issuer's obligations (including the rating to be accorded the Bonds) by any "nationally recognized statistical rating organization," as such tenn is defmed for pwposes of Rule 436(g)(2) under the Securities Act of 1933, as amended. (g) Legislation shall have been enacted by the federal government or the State of Texas, a decision of any federal or State of Texas court shall have been made, or a ruling or regulation (proposed, temporary or Ímal) of the Securities and Exchange Commission or other governmental agency shall have been made or issued that, in the opinion of Underwriter's Counsel, has the effect of requiring the contemplated distribution of the Bonds or any agreement offered in connection therewith to be registered under the Securities Act of 1933, as amended, or the 'Ordinance to be qualified as an indenture under the Trust Indenture Act of 1939, as amended. 12 13820016:2 (h) The purchase of and payment for the Bonds by the Underwriter, or the resale of the Bonds by the Underwriter, on the tenns and conditions herein provided shall be prohibited by any applicable law, govenunental authority, board, agency or c01mnission. 9. Expenses. (a) The Underwriter shall be under no obligation to pay, and the Issuer shall pay, any expenses incident to the perfonnance of the Issuer's obligations hereunder, including but not limited to: (i) the cost of the preparation, printing and delivery of the Preliminary Official Statement and the Official Statement; (ü) the cost of the preparation and printing of the Bonds; (üi) the fees and expenses of Fulbright & 1 aworski, Bond Counsel to the Issuer; (iv) the fees and disbursements of First Southwest Company for their services as fmancial advisor to the Issuer; (v) the fees and disbursements of any engineers, accountants, and other experts, consultants, or advisors retained by the Issuer, including the fee of the independent Certified Public Accountant for the preparation of the verification report relating to the refunding; and (vi) the fees for bond ratings and travel or other expenses incurred incident thereto. (b) The Underwriter shall pay: (i) the cost of the preparation and printing of the underwriting documents, including, without limitation, this Bond Purchase Agreement; (ü) all advertising expenses incurred in the public offering of the Bonds; and (ill) all other expenses incurred by the Underwriter in connection with the public offering of the Bonds, including the fees and disbursements of its counsel. 10. Notices. Any notice or other communication to be given to the Issuer under this Bond Purchase Agreement may be given by delivering the same in writing at the address for the Issuer set forth above, and any notice or other communication to be given to the Underwriter under this Bond Purchase Agreement may be given by delivering the same in writing to Prudential Securities Incorporated, 2121 San Jacinto Street, Suite 1900, Dallas, Texas 75201, Attention: 10hn W. Thomas, Vice President. 11. Parties in Jl1terest. This Bond Purchase Agreement as heretofore specified shall constitute the entire agreement between us and is made solely for the benefit of the Issuer and the Underwriter (including successors or assigns of the Underwriter) and no other person shall acquire or have any right hereunder or by virtue hereof. This Bond Purchase Agreement shall remain operative and in full force and effect, regardless of (i) any investigations made by or on behalf of the Underwriter; (ii) delivery of and payment for the Bonds pursuant to this Bond Purchase Agreement; and (ill) any tennination of this Bond Purchase Agreement. 12. Effective Date. This Bond Purchase Agreement shall become effective upon the execution of the acceptance hereof by the Issuer and shall be valid and enforceable as of the time of such acceptance. 13. Choice of Law. This Bond Purchase Agreement shall be governed by and construed in accordance with the laws of the State of Texas. 14. Severability. If any provision of this Bond Purchase Agreement shall be held or deemed to be or shall, in fact, be invalid, inoperative or unenforceable as applied in any particular case in any jurisdiction or jurisdictions, or in all jurisdictions because it conflicts with any provisions of any Constitution, statute, rule of public policy, or any other 13 13820016:2 reason, such circumstances shall not have the effect of rendering the provision in question invalid, inoperative or unenforceable in any other case or circumstance, or of rendering any other provision or provisions of this Bond Purchase Agreement invalid, inoperative or unenforceable to any extent whatever. 15. Business Day. For purposes of this Bond Purchase Agreement, "business day" means any day on which the New York Stock Exchange is open for trading. 16. Section Hearlini's. Section headings have been inserted in this Bond Purchase Agreement as a matter of convenience of reference only, and it is agreed that such section headings are not a part of this Bond Purchase Agreement and will not be used in the interpretation of any provisions of this Bond Purchase Agreement. 17. Counterparts. This Bond Purchase Agreement may be executed in several counterparts each of which shall be regarded as an original (with the same effect as if the signatures thereto and hereto were upon the same document) and all of which shall constitute one and the same document. Very truly yours, PRUDENTIAL SECURITIES INCORPORATED By: W(lh~'l/{J· dfJI1?ZÆ-~ Û1>hn W. Thomas, Vice President ACCEPTED: This 10th day of February, 1992 By: ,J~~-CA~ Mayor ~ The City of North Riclùand Hills, Texas ATIEST: By: Q/0t~ø;;; ~ ~~retary (SEAL) 14 13820016:2 ~ ",}} ~,j ~; .,,-, SPECIAL ESCROW AGREEMENT THE STATE OF TEXAS § § § COUNTY OF TARRANT THIS SPECIAL ESCROW AGREEMENT (the "Ag reement") I made and entered into as of February 10, 1992, by and between the Ci ty of North Richland Hi lIs, Texas, a duly incorporated municipa 1 corporation in Tarrant County, Texas (the "City") acting by and through the Mayor and City Secretary, and Team Bank, Fort Worth, Texas (the "Bank"), a state banking corporation organized and existing under the laws of the State of Texas, WIT N E SSE T H : WHEREAS, the City has duly issued certain obligations now outstanding in the total aggregate amount $17,800,000 of the following issue or series (hereinafter called the "Refunded Obligations"), to wit: (1) City of North Rich1and Hills, Texas, General Obligation Refunding and Improvement Bonds, Series 1985, dated November 1, 1985, maturing on February 15, 1996 through February 15, 1999, and aggregating in principal amount of $4,010,000 (2) City of North Richland Hills, Texas, General Obligation Bonds, Series 1986, dated August 1, 1986, maturing on February 15, 1997 through February 15, 2007, and aggregating in principal amount of $4,490,000 (3) City of North Richland Hills, Texas, General Obligation Bonds, Series 1987, dated July 1, 1987, maturing on February 15, 1998 through February 15, 2008, and aggregating in principal amount of $5,810,000 (4) City of North Richland Hills, Texas, General Obligation Bonds, Series 1989, dated March 1, 1989, maturing on February 15, 2000 through February 15, 2009, and aggregating in principal amount of $3,490,000 AND WHEREAS, in accordance with the provisions of Article 7l7k, V.A.T.C.S., as amended (the "Act"), the City is authorized to sell refunding bonds in an amount sufficient to provide for the payment of obligations to be refunded, deposit the proceeds of such refunding bonds with the place of payment for the obligations being refunded and enter into an escrow or simi lar agreement with such place of payment for the safekeeping, investment, reinvestment, administration and disposition of such deposit, upon such terms and conditions as the parties may agree, provided such deposi ts may be invested only in direct obligations of the United States of America, including obligations the principal of and interest on are unconditionally guaranteed by the United States of America, and which may be in book entry form and which shall mature and/or bear interest payable at such times and in such amounts as will be sufficient to provide for the scheduled payment of such obligations; and WHEREAS, the Refunded Obligations are scheduled to mature, or be redeemed, and interest thereon is payable on the dates and in the manner set forth in Exhibit A attached hereto and incorporated herein by reference as a part of this Agreement for all purposes; and WHEREAS, the City on the lOth day of February, 1992, pursuant to an ordinance (the "Bond Ordinance") passed and adopted by the City Counci I, authorized the issuance of bonds known as "City of North Richland Hills, Texas, General Obligation Refunding Bonds, Series 1992" (the "Bonds"), and such Bonds are being issued to refund, discharge and make final payment of the principal of and interest on the Refunded Obligations; and WHEREAS, upon the delivery of the Bonds, the proceeds of sale are to be used in part to purchase United States Treasury Securities -State and Local Government Series (hereinafter called "SLGS" or "Federal Securities"), and such SLGS shall be immediately credited to and deposited into the "Escrow Fund" to be held by the Bank in accordance with this Agreement; and WHEREAS, a list and description of the SLGS to be purchased and held for the account of the Escrow Fund 1S attached hereto as Exhibit B, which Exhibit B is hereby incorporated by reference and made a part of this Agreement for all purposes; and WHEREAS, the Federal Securities, together with the beginning cash balance, if any, in the Escrow Fund, shall mature and the interest thereon shall be payable at such times to insure the existence of monies sufficient to pay the -2- principal amount of interest thereon, as with the terms of the Refunded Obligations hereto; and the Refunded Obligations and the accrued the same shall become due in accordance ordinance authorizing the issuance of the and as set forth in Exhibi t A attached WHEREAS, the City has completed all arrangements for the purchase of the Federal Securities and the deposit and credit of the same to the Escrow Fund as provided herein; and WHEREAS, the Bank is a state banking corporation organized and existing under the laws of the State of Texas, possessing trust powers and is fully qualified and empowered to enter into this Agreement; and WHEREAS, in Section 16 of the Bond Ordinance, Council duly approved and authorized the execution Agreement; and the Ci ty of this WHEREAS, the Ci ty and the Escrow Agent, as the case may be, shall take all action necessary to call, pay, redeem and retire said Refunded Obligations in accordance with the provisions thereof, including, without limitation, all actions required by the ordinance authorizing the Refunded Obligations, the Act, the Bond Ordinance and this Agreement; NOW, THEREFORE, in consideration of the mutal agreements herein contained, and to secure the payment of the principal of and the interest on the Refunded Obligations as the same shall become due, the City and the Bank hereby mutually undertake, promise and agree as follows: SECTION 1: Receipt of Refunded Bond Ordinance. Receipt of true and correct copies of the ordinances authorizing the issuance of the Refunded Obligations and the Bond Ordinance are hereby aCknowledged by the Bank. Reference herein to or citation herein of any provision of said documents shall be deemed an incorporation of such provision as a part hereof in the same manner and wi th the same effect as if it were fully set forth herein. SECTION 2: Escrow Fund Creation/Funding. There is hereby created by the City with the Bank a special segregated and irrevocable trust fund designated "SPECIAL CITY OF NORTH RICHLAND HILLS, TEXAS, REFUNDING BOND ESCROW FUND" (hereinafter called the "Escrow Fund") for the benefit of the holders of the Refunded Obligations, and, immediately following the delivery of the Bonds, the City agrees and covenants to cause to be deposited with the Bank the following: -3- $18,909,000.00 for the purchase of the SLGS listed in Exhibi t B to be held for the account of the Escrow Fund; $ 50.00 for deposit in the Escrow Fund as a beginning cash balance; and The Bank hereby accepts the Escrow Fund and further agrees to receive said moneys, apply the same as set forth herein, and to hold the cash and Federal Securities deposited and credited to the Escrow Fund for application and disbursement for the purposes and in the manner provided in this Agreement. SECTION 3: Escrow Fund Sufficiency Warranty. The City hereby represents that the cash and Federal Securities, together wi th the interest to be earned thereon, deposi ted to the credit of the Escrow Fund will be sufficient to pay the principal of and premium and interest on the Refunded Obligations as the same shall become due and payable, and such Refunded Obligations, and the interest thereon, are to mature or be redeemed and shall be paid at the times and in the amounts set forth and identified in Exhibit A attached hereto. FURTHERMORE, the Bank aCknowledges receipt of a copy of the resolution by the City Council of the City providing for the redemption of (i) the Series 1985 Refunded Obligations on February IS, 1995 at the redemption price of par plus accrued interest, (ii) the Series 1986 Refunded Obligations on February IS, 1996 at the redemption price of par plus accrued interest, (iii) the Series 1987 Refunded Obligations on February IS, 1997 at the redemption price of par plus accrued interest, and (iv) the Series 1989 Refunded Obligations on February IS, 1999 at the redemption price of par plus accrued interest; all in accordance with the provisions of the notice requirements applicable to said Refunded Obligations and the notice requirements contained in the respective ordinances authorizing the Refunded Obligations. The Bank agrees that to cause a notice of redemption pertaining to the above identified obligations to be sent to the registered owners thereof appearing on the registration books at least thirty (30) days prior to the respe~tive redemption dates therefor. SECTION 4: Pledge of Escrow. The Bank ag rees that all cash and Federal Securities, together with any income or interest earned thereon, held in the Escrow Fund shall be and is hereby irrevocably pledged to the payment of the principal of and interest on the Refunded Obligations which will mature and become due on and after the date of this Agreement, and -4- such funds initially deposited and to be received from maturing principal and interest on the Federal Securities in the Escrow Fund shall be applied solely in accordance with the provisions of this Agreement. SECTION 5: Escrow Insufficiency - City Warranty to Cure. If, for any reason, the funds on hand in the Escrow Fund shall be insufficient to make the payments set forth in Exhibit A attached hereto, as the same becomes due and payable, the City shall make timely deposits to the Escrow Fund, from lawfully available funds, of additional funds in the amounts required to make such payments. Notice of any such insufficiency shall be immediately given by the Bank to the City by the fastest means possible, but the Bank shall in no manner be responsible for the City's failure to make such deposits. SECTION 6: Escrow Fund Securities/Segregation. The Bank shall hold said Federal Securities and moneys in the Escrow Fund at all times as a special and separate trust fund for the benefit of the holders of the Refunded Obligations, wholly segregated from other moneys and securities on deposit with the Bank; shall never commingle said Federal Securities and moneys with other moneys or securities of the Bank; and shall hold and dispose of the assets therein only as set forth herein. Nothing herein contained shall be construed as requiring the Bank to keep the identical moneys, or any part thereof, in said Escrow Fund, if it is impractical, but moneys of an equal amount, except to the extent such are represented by the Federal Securities, shall always be maintained on deposit in the Escrow Fund by the Bank, as trustee; and a special account evidencing such facts shall at all times be maintained on the books of the Bank. SECTION 7: Escrow Fund Collections/Payments. The Bank shall from time to time collect and receive the principal of and interest on the Federal Securities as they respectively mature and become due and credi t the same to the Escrow Fund. On or before each principal and/or interest payment date or redemption date, as the case may be, for the Refunded Obligations shown in Exhibit A attached hereto, the Bank, without further direction from anyone, including the City, shall cause to be withdrawn from the Escrow Fund the amount required to pay the accrued interest on the Refunded Obligations due and payable on said payment date and the principal of the Refunded Obligations due and payable on said payment date or redemption date, as the case may be, and the amount withdrawn from the Escrow Fund shall be immediately transmitted and deposited with the paying agent for the Refunded Obligations to be paid wi th such amount. The paying agent for the Refunded Obligations is the Bank. -5- If any Refunded Obligation or interest coupon thereon shall not be presented for payment when the principal thereof or interest thereon shall have become due, and if cash shall at such times be held by the Bank in trust for that purpose sufficient and available to pay the principal of such Refunded Obligation and interest thereon it shall be the duty of the Bank to hold said cash without liability to the holder of such Refunded Obligation for interest thereon after such maturity or redemption date, in trust for the benefit of the holder of such Refunded Obligation, who shall thereafter be restricted exclusively to said cash for any claim of whatever nature on his part on or with respect to said Refunded Obligation, including for any claim for the payment thereof and interest thereon. All cash required by the provisions hereof to be set aside or held in trust for the payment of the Refunded Obligations, including interest thereon, shall be applied to and used solely for the payment of the Refunded Obligations and interest thereon wi th respect to which such cash has been so set aside in trust. Subject to the provisions of the last sentence of Section 25 hereof, cash held by the Bank in trust for the payment and discharge of any of the Refunded Obligations and interest thereon which remains unclaimed for a period of four (4) years after the stated maturi ty date or redemption date of such Refunded Obligations shall be returned to the Ci ty. Notwi thstanding the above and foregoing, any remi ttance of funds f rom the Bank to the Ci ty sha 11 be subj ect to any applicable unclaimed property laws of the State of Texas. SECTION 8: Disposal of Refunded Obligations. All Refunded Obligations cancelled on account of payment by the Bank shall be disposed of or otherwise destroyed by the Bank, and an appropriate certificate of destruction furnished the City. SECTION 9: Escrow Fund Encumbrance. The escrow created hereby shall be irrevocable and the holders of the Refunded Obligations shall have an express lien on all moneys and Federal Securities in the Escrow Fund until paid out, used and applied in accordance with this Agreement. Unless disbursed in payment of the Refunded Obligations, all funds and the Federal Securities received by the Bank for the account of the City hereunder shall be and remain the property of the Escrow Fund and the City and the owners of the Refunded Obligations shall be entitled to a preferred claim and shall have a first lien upon such funds and Federal Securities enjoyed by a trust beneficiary. The funds and Federal Securities received by the Bank under this Agreement shall not -6- be considered as a banking deposit by the City and the Bank and the Ci ty shall have no right or ti tIe wi th respect thereto, except as otherwise provided herein. Such funds and Federal Securi ties shall not be subject to checks or drafts drawn by the City. SECTION 10: Absence of Bahk Claim/Lien on Escrow Fund. The Bank shall have no lien whatsoever upon any of the moneys or Federal Securities in the Escrow Fund for payment of services rendered hereunder, services rendered as paying agent/registrar for the Refunded Obligations, or for any costs or expesnes incurred hereunder and reimbursable from the City. SECTION 11: Substitution of Investments. The Bank shall be authorized to accept initially and temporarily cash and/or substituted securities pending the delivery of the Federal Securities identified in the Exhibit B attached hereto, or shall be authorized to redeem the Federal Securities and reinvest the proceeds thereof, together with other moneys held in the Escrow Fund in noncallable direct obligations of the Uni ted States of America provided such early redemption and reinvestment of proceeds does not change the repayment schedule of the Refunded Obligations appearing in Exhibit A and the Bank receives the following: (1) an opinion by an independent certified public accountant to the effect that (i) the initial and/or temporary substitution of cash and/or securities for one or more of the Federal Securities identified in Exhibit B pending the receipt and delivery thereof to the Escrow Agent or (ii) the redemption of one or more of the Federa 1 Securi ties and the reinvestment of such funds in one or more substituted securities (which shall be noncallable direct obligations of the United States of America), together with the interest thereon and other available moneys then held in the Escrow Fund, will, in either case, be sufficient to pay, as the same become due in accordance with Exhibit A, the principal of, and interest on, the Refunded Obligations which have not previously been paid, and (2) with respect to an early redemption of Federal Securities and the reinvestment of the proceeds thereof, an unqualified opinion of nationally recognized municipal bond counsel to the effect that (a) such investment will not cause interest on the Bonds or Refunded Obligations to be included in the gross inèome for federal income tax purposes, under the Code and related regulations as -7- in effect on the date of such investment, or otherwise make the interest on the Bonds or the Refunded Obligations subject to Federal income taxation and (b) such reinvestment complies with the Constitution and laws of the State of Texas and with all relevant documents relating to the issuance of the Refunded Obligations and the Bonds. SECTION 12: Restriction on Escrow Fund Investments - Reinvestment. Except as provided in Section 11 hereof, moneys in the Escrow Fund will be invested only in the Federal Securities listed in Exhibit B and neither the City nor the Bank shall reinvest any moneys deposited in the Escrow Fund except as specifically provided by this Agreement. SECTION 13: Excess Funds. If at any time through redemption or cancellation of the Refunded Obligations there exists or will exist excesses of interest on or maturing principal of the Federal Securi ties in excess of the amounts necessary hereunder for the Refunded Obligations, the Bank may transfer such excess amounts to or on the order of the Ci ty, provided that the City delivers to the Bank the following: (1) an opinion by an independent certified public accountant that after the transfer of such excess, the principal amount of securities in the Escrow Fund, together wi th the interest thereon and other available monies then held in the Escrow Fund, will be sufficient to pay, as the same become due, in accordance with Exhibit A, the principal of, and interest on, the Refunded Obligations which have not previously been paid, and (2) an unqualified opinion of nationally recognized municipal bond counsel to the effect that (a) such transfer will not cause interest on the Bonds or the Refunded Obligations to be included in gross income for federal income tax purposes, under the Code and related regulations as in effect on the date of such transfer, or otherwise make the interest on the Bonds or the Refunded Obligations subject to Federal income taxation, and (b) such transfer complies with the Constitution and laws of the State of Texas and with all relevant documents relating to the issuance of the Refunded Obligations or the Bonds. SECTION 14: Collateralization. The Bank shall continuously secure the monies in the Escrow Fund not invested in Federal Securities by a pledge of direct obligations of the Uni ted States of America, in the par or face amount at least -8- equal to the principal amount of said uninvested monies to the extent such money is not insured by the Federal Deposit Insurance Corporation. SECTION 15: Absence of Bank's Liability for Investments. The Bank shall not be liable or responsible for any loss resulting from any investment made in the Federal Securities or substitute securities as provided in Section 11 hereof. SECTION 16: Bank's Compensation - Escrow Administration/ Settlement of Paying Agent's Charges. The City agrees to pay the Bank for the performance of services hereunder and as reimbursement for anticipated expenses to be incurred hereunder the amount of $4,700.00 and, except for reimbursement of costs and expenses incurred by the Bank pursuant to Sections 3, 11, and 19 hereof, the Bank hereby agrees said amount is full and complete payment for the administration of this Agreement. The City also agrees to deposit with the Bank on the effect i ve date of this Agreement, the sum of $17,250.00 which deposi t represents the total charges due for the paying agent for the Refunded Obligations, and the Bank acknowledges and agrees that the above amount is and represents the total amount of compensation due the Bank for services rendered as paying agent for the Refunded Obligations. The Bank hereby agrees to pay, assume and be fully responsible for any additional charges that it may incur in the performance of its duties and responsibilities as paying agent for the Refunded Obligations. The City acknowledges and agrees that the above amount deposited with the Escrow Agent to cover paying agents' charges and expenses does not include amounts which shall become due and payable for services rendered as registrar and transfer agent for fully registered Refunded Obligations, and the City agrees to pay directly to each "registrar" for the Refunded Obligations all reasonable costs, expenses and charges incurred in connection with the maintenance of the registration books and records and the transfer of such fully registered obligations as and when such costs, expenses and charges are incurred and against written invoices, statements or bills submitted therefor. SECTION 17: Escrow Agent's Duties / Responsibilities/ Liability. The Bank shall not be responsible for any recital herein, except with respect to its organization and its powers and authority. As to the existence or nonexistence of any fact relating to the City or as to the sufficiency or validity of any instrument, paper or proceedings relating to the City, the Bank shall be entitled to rely upon a certificate signed on behalf of the City by its Ci ty Manager or Mayor and/or Ci ty -9- Secretary of the City as sufficient evidence of the facts therein contained. The Bank may accept a certificate of the Ci ty Secretary under the Ci ty I S seal, to the effect that a resolution or other instrument in the form therein set forth has been adopted by the City Council of the City, as conclusive evidence that such resolution or other instrument has been duly adopted and is in full force and effect. The duties and obligations of the Bank shall be determined solely by the express provisions of this Agreement and the Bank shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement, and no implied covenants or obligations shall be read into this Agreement against the Bank. In the absence of bad faith on the part of the Bank, the Bank may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificate or opinion furnished to the Bank, conforming to the requi rements of this Agreement; but notwi thstanding any provision of this Agreement to the contrary, in the case of any such certificate or opinion or any evidence which by any provision hereof is specifically required to be furnished to the Bank, the Bank shall be under a duty to examine the same to determine whether it conforms to the requirements of this Agreement. The Bank shall not be liable for any error of judgment made in good faith by a Responsible Officer or Officers of the Bank unless it shall be proved that the Bank was negligent in ascertaining or acting upon the pertinent facts. The Bank shall not be liable with respect to any action taken or omitted to be taken by it in good faith in accordance wi th the di rect ion 0 f the ho Iders of not less than a maj or i ty in aggregate principal amount of all said Refunded Obligations at the time outstanding relating to the time, method and place of conducting any proceeding for any remedy available to the Bank not in conflict with the intent and purpose of this Agreement. For the purposes of determining whether the holders of the required principal amount of said Refunded Obligations have concurred in any such direction, Refunded Obligations owned by any obligor upon the Refunded Obligations, or by any person directly or indirectly controlling or controlled by or under direct or indirect common control with such obligor, shall be disregarded, except that for the purposes of determining whether the Bank shall be protected in relying on any such direction only Refunded Obligations which the Bank knows are so owned shall be so disregarded. -10- The term "Responsible Officers" of the Bank, as used in this Agreement, shall mean and include the Chairman of the Board of Directors, the President, any Vice President and any Second Vice President, the Secretary and any Assistant Secretary, the Treasurer and any Assistant Treasurer, any Trust Officer, and every other officer and assistant officer of the Bank customarily performing functions similar to those performed by the persons who at the time shall be officers, respectively, or to whom any corporate trust matter is referred, because of his knowledge of and familiarity with a particular subject; and the term "Responsible Officer" of the Bank, as used in this Agreement, shall mean and include any of said officers or persons. SECTION 18: Limitation Re: Bank's Duties/Responsibilities/ Liabilities to Third Parties. The Bank shall not be responsible or liable to any person in any manner whatever for the sufficiency, correctness, genuineness, effectiveness, or validity of this Agreement with respect to the City, or for the identity or authority of any person making or executing this Agreement for and on behalf of the City. The Bank is authorized by the City to rely upon the representations of the City with respect to this Agreement and the deposits made pursuant hereto and as to the City's right and power to execute and deliver this Agreement, and the Bank shall not be liable in any manner as a result of such reliance. The duty of the Bank hereunder shall only be to the City and the holders of the Refunded Obligations. Neither the City nor the Bank shall assign or attempt to assign or transfer any interest hereunder or any portion of any such interest. Any such assignment or attempted assignment shall be in direct conflict with this Agreement and be without effect. SECTION 19: Interpleader. In the event of any disagreement or controversy hereunder or if conflicting demands or notices are made upon Bank growing out of or relating to this Agreement or in the event that the Bank in good faith is in doubt as to what action should be taken hereunder, the City expressly agrees and consents that the Bank shall have the absolute right at its election to: (a) 1n, and to the received Wi thhold and stop all further proceedings performance of, this Agreement with respect issue in question and of all instructions hereunder in regard to such issue; and (b) File a suit in interpleader and obtain an order from a court of appropriate jurisdiction requiring all persons involved to interplead and litigate in such court their several claims and rights among themselves. -11- In the event the Bank becomes involved in litigation in connection with this Section, the City to the extent permitted by law agrees to indemnify and save the Bank harmless from all loss, cost, damages, expenses and attorney fees suffered or incurred by the Bank as a result thereof. The obligations of the Bank under this Agreement shall be performable at the principal corporate office of the Bank in the City of Fort Worth, Texas. The Bank may advise with legal counsel in the dispute or question as to the construction of provisions hereof or its duties hereunder, and it no liability and shall be fully protected in accordance with the opinion and instructions of such event of any any of the shall incur acting in counsel. SECTION 20: Accounting - Annual Report. Promptly after September 30th of each year, commencing wi th the year 1992, so long as the Escrow Fund is maintained under this Agreement, the Bank sha 11 forward by letter to the Ci ty, to the attention of the Di recto r of Finance, or other des igna ted off ici a 1 of the City, a statement in detail of the Federal Securities and monies held, and the current income and maturities thereof, and the withdrawals of money from the Escrow Fund for the preceding 12 month period ending September 30th of each year. SECTION 21: Notices. Any notice, authorization, request or demand required or permitted to be given hereunder shall be in writing and shall be deemed to have been duly given when mailed by registered or certified mail, postage prepaid addressed as follows: CITY OF NORTH RICHLAND HILLS, TEXAS P. O. Box 820609 North Richland Hills, Texas 76182 Attention: Director of Finance TEAM BANK P. O. Box 2604 Fort Worth, Texas 76113 Attention: Corporate Trust Department The United States Post Office registered or certified mail receipt showing delivery of the aforesaid shall be conclusive evidence of the date and fact of delivery. -12- Any party hereto may change the address to which notices are to be delivered by giving to the other parties not less than ten (10) days prior notice thereof. SECTION 22: Performance Date. Whenever under the terms of this Agreement the performance date of any provision hereof, including the date of maturi ty of interest on or principal of the Refunded Obligations, shall be a Sunday or a legal holiday or a day on which the Bank is authorized by law to close, then the performance thereof, including the payment of principal of and interest on the Refunded Obligations, need not be made on such date but may be performed or paid, as the case may be, on the next succeeding business day of the Bank wi th the same force and effect as if made on the date of performance or payment and with respect to a payment, no interest shall accrue for the period after such date. SECTION 23: Warranty of Parties Re: Power to Execute and Deliver Escrow Agreement. The City covenants that it will faithfully perform at all times any and all covenants, undertakings, stipulations and provisions contained in this Agreement, in any and every said Refunded Obligation as executed, authenticated and delivered and in all proceedings pertaining thereto as said Refunded Obligations shall have been modified as provided in this Agreement. The City covenants that it is duly authorized under the Constitution and laws of the State of Texas to execute and deliver this Agreement, that all actions on its part for the payment of said Refunded Obligations as provided herein and the execution and delivery of this Agreement have been duly and effectively taken and that said Refunded Obligations and coupons in the hands of the holders and owners thereof are and will be valid and enforceable obligations of the City according to the import thereof as provided in this Agreement. SECTION 24: Severability. If anyone or more of the covenants or agreements provided in this Agreement on the part of the parties to be performed should be determined by a court of competent jurisdiction to be contrary to law, such covenant or agreement shall be deemed and construed to be severable from the remaining covenants and agreements herein contained and shall in no way affect the validity of the remaining provisions of this Agreement. SECTION 25: Termination. This Agreement shall terminate when the Refunded Obligations, including interest due thereon, have been paid and discharged in accordance with the provisions of this Agreement. If any Refunded Obligations are not presented for payment when due and payable, the nonpayment thereof shall not prevent the termination of this Agreement. -13- Funds for the payment of any nonpresented Refunded Obligations and accrued interest thereon shall upon termination of this Agreement be held by the Bank for such purpose in accordance with Section 7 hereof. Any moneys or Federal Securities held in the Escrow Fund at termination and not needed for the payment of the principal of or interest on any of the Refunded Obligations shall be paid or transferred to the City. SECTION 26: Time of the Essence. Time shall be of the essence in the performance of obligations from time to time imposed upon the Bank by this Agreement. SECTION 27: Escrow Agreement - Amendment/Modification. This Agreement shall be binding upon the City and the Bank and their respective successors and legal representatives and shall inure solely to the benefit of the holders of the Refunded Obligations, the City, the Bank and their respective successors and legal representatives. Furthermore, no alteration, amendment or modification of any provision of this Agreement shall (1) alter the firm financial arrangements made for the payment of the Refunded Obligations or (2) be effective unless (i) prior written consent of such alteration, amendment or modification shall have been obtained from the holders of all Refunded Obligations outstanding at the time of such alteration, amendment or modification and (ii) such alteration, amendment or modification is in writing and signed by the parties hereto; provided, however, the City and the Bank may, without the consent of the holders of the Refunded Obligations, amend or modify the terms and provisions of this Agreement to cure in a manner not adverse to the holders of the Refunded Obligations any ambiguity, formal defect or omission in this Agreement. SECTION 28: Effect of herein are for convenience construction hereof. Headings. only and The shall Section headings not affect the SECTION 29: Executed Counterparts. This Agreement may be executed in several counterparts, all or any of which shall be regarded for all purposes as one original and shall constitute and be but one and the same instrument. This Agreement shall be governed by the laws of the State of Texas and shall be effective as of the date of the delivery of the Bonds. -14- IN WITNESS WHEREOF, the parties hereto have each caused this Agreement to be executed by their duly authorized officers and their corporate seals to be hereunto affixed and attested as of the date first above written. CITY OF NORTH RICHLAND HILLS, TEXAS Mayor ATTEST: City Secretary (City Seal) TEAM BANK, Fort Worth, Texas, as Escrow Agent Assistant Vice President and Trust Officer ATTEST: Trust Officer (Bank Seal) 6 1 0 9 s -15-